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Valued Contributor
jsucool76
Posts: 2,649
Registered: ‎12-11-2011

Re: How many GE Capital Retail Bank cards can/do you have?

@SnowKitty paypal smart connect is similar to Bill Me Later, BML is a hidden tradeline though and doesn't report. PPSC can be hooked up to a paypal debit card and reports lile a revolving line of credit. They use it as a counteroffer similar to how you can get a visa/mastercard/discover/amex or a store card. Only difference is ppsc can be used anywhere you can use your paypal debit card. Its just very slow with payments and stuff. You also earn 1% cash back with the paypal debit card.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Member
doubleg22574
Posts: 12
Registered: ‎08-21-2012

Re: How many GE Capital Retail Bank cards can/do you have?

Here are my GEMB Cards and limits

 

JC Penney ($6K)

Walmart ($6K)

Amazon ($3K)

Old Navy ($1400)

Banana Republic ($500)

HH Gregg ($3K)

ABT Electronics ($6K)

Care Credit ($6500)

Meijer ($3K)

Toys R Us ($1500)

Lowes ($10K)

Paypal Extras MC ($1K)

Sams Discover ($5K)

 

Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: How many GE Capital Retail Bank cards can/do you have?

[ Edited ]

I actually have 3.

 

Living Spaces ($5,500)

Ashley Furniture Home ($5,500)

and my newly aquired Amazon.com Store Card with a $1,000 CL.

 

I dunno why that was is much lower than my other GE issued cards...probably b/c it isn't mainly a furniture store. LOL.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: How many GE Capital Retail Bank cards can/do you have?

I wonder if they a maximum CL policy across all GE cards? 

I have:

Walmart 10K(just bumped from 5K last week)

Amazon 7.5K

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: How many GE Capital Retail Bank cards can/do you have?

Does the apr go down on these cards as you prove yourself creditworthy?
TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: How many GE Capital Retail Bank cards can/do you have?

2

 

AE-400

Walmart-800

 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
youngandcreditwrthy
Posts: 3,779
Registered: ‎08-16-2012

Re: How many GE Capital Retail Bank cards can/do you have?

GE has ALWAYS turned me down for APR decreases.
However, yesterday a CSR in India for my Paypal MC told me to write a letter with an apr reduction request to have them consider it.

Hmmm weird. Guess I'll try that? That's the only GE card that I don't PIF. I owe $1,800/$7,000 :-( lol

BUT I KNOW the csr's at GE can credit you back a month of interest ;-) prob no more thab once or twice a year:-/
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Mega Contributor
Creditaddict
Posts: 11,026
Registered: ‎10-23-2007

Re: How many GE Capital Retail Bank cards can/do you have?


snowkitty wrote:
Does the apr go down on these cards as you prove yourself creditworthy?

They have couple levels with MC or what not sometimes... but store cards by GE... I don't know of any of them to have different APR's over time.

 

Waiting is so Overrated! :smileytongue:
Established Contributor
MsLadyRover
Posts: 733
Registered: ‎03-14-2012

Re: How many GE Capital Retail Bank cards can/do you have?

I have 3...

 

Walmart Discover $2000 CL

JC Penney $1670 CL

Care Credit $6100 CL



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: How many GE Capital Retail Bank cards can/do you have?


snowkitty wrote:

I am new to all of this and was approved last week for the walmart card and the amazon store credit card from GE. But then I was denied for the paypal card through them. I now have 2 major credit cards and the 2 GE cards so I am not applying for anything else but I was curious how many different cards you can have with them. I have noticed here in the forum that there is alot of love for them and that people have several accounts with them that seems to play a big role in the rebuilding process.


I have the WalMart, Amazon and Paypal. I think JCPenny is GE and i have them too.


Starting Score: 601
Current Score: 670
Goal Score: 700


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