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Senior Contributor
Posts: 4,572
Registered: ‎12-11-2011
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Re: How many GE Capital Retail Bank cards can/do you have?

@SnowKitty paypal smart connect is similar to Bill Me Later, BML is a hidden tradeline though and doesn't report. PPSC can be hooked up to a paypal debit card and reports lile a revolving line of credit. They use it as a counteroffer similar to how you can get a visa/mastercard/discover/amex or a store card. Only difference is ppsc can be used anywhere you can use your paypal debit card. Its just very slow with payments and stuff. You also earn 1% cash back with the paypal debit card.
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Member
Posts: 13
Registered: ‎08-21-2012
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Re: How many GE Capital Retail Bank cards can/do you have?

Here are my GEMB Cards and limits

 

JC Penney ($6K)

Walmart ($6K)

Amazon ($3K)

Old Navy ($1400)

Banana Republic ($500)

HH Gregg ($3K)

ABT Electronics ($6K)

Care Credit ($6500)

Meijer ($3K)

Toys R Us ($1500)

Lowes ($10K)

Paypal Extras MC ($1K)

Sams Discover ($5K)

 

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: How many GE Capital Retail Bank cards can/do you have?

[ Edited ]

I actually have 3.

 

Living Spaces ($5,500)

Ashley Furniture Home ($5,500)

and my newly aquired Amazon.com Store Card with a $1,000 CL.

 

I dunno why that was is much lower than my other GE issued cards...probably b/c it isn't mainly a furniture store. LOL.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 789
Registered: ‎08-30-2011
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Re: How many GE Capital Retail Bank cards can/do you have?

I wonder if they a maximum CL policy across all GE cards? 

I have:

Walmart 10K(just bumped from 5K last week)

Amazon 7.5K

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor
Posts: 985
Registered: ‎09-10-2012
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Re: How many GE Capital Retail Bank cards can/do you have?

Does the apr go down on these cards as you prove yourself creditworthy?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
Posts: 2,262
Registered: ‎07-23-2012
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Re: How many GE Capital Retail Bank cards can/do you have?

2

 

AE-400

Walmart-800

 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: How many GE Capital Retail Bank cards can/do you have?

GE has ALWAYS turned me down for APR decreases.
However, yesterday a CSR in India for my Paypal MC told me to write a letter with an apr reduction request to have them consider it.

Hmmm weird. Guess I'll try that? That's the only GE card that I don't PIF. I owe $1,800/$7,000 :-( lol

BUT I KNOW the csr's at GE can credit you back a month of interest ;-) prob no more thab once or twice a year:-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Epic Contributor
Posts: 23,240
Registered: ‎10-23-2007
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Re: How many GE Capital Retail Bank cards can/do you have?


snowkitty wrote:
Does the apr go down on these cards as you prove yourself creditworthy?

They have couple levels with MC or what not sometimes... but store cards by GE... I don't know of any of them to have different APR's over time.

 

Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: How many GE Capital Retail Bank cards can/do you have?

I have 3...

 

Walmart Discover $2000 CL

JC Penney $1670 CL

Care Credit $6100 CL



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
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Re: How many GE Capital Retail Bank cards can/do you have?


snowkitty wrote:

I am new to all of this and was approved last week for the walmart card and the amazon store credit card from GE. But then I was denied for the paypal card through them. I now have 2 major credit cards and the 2 GE cards so I am not applying for anything else but I was curious how many different cards you can have with them. I have noticed here in the forum that there is alot of love for them and that people have several accounts with them that seems to play a big role in the rebuilding process.


I have the WalMart, Amazon and Paypal. I think JCPenny is GE and i have them too.


Starting Score: 601
Current Score: 670
Goal Score: 700


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