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Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: How many GE Capital Retail Bank cards can/do you have?

I started off with 200.00 on JCP...I think i used the card a total of 5 times. I have a limit of about 1800 now and i got that pretty soon after getting the card, like within a year at least.


Starting Score: 601
Current Score: 670
Goal Score: 700


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NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Contributor
Posts: 101
Registered: ‎07-30-2010
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Re: How many GE Capital Retail Bank cards can/do you have?

thinking of applying to Walmart- is this a discover or visa? do they determine which one you qualify for? Also i was thinking of a Amazon card, I would like to apply for a GEMB card that covers more than ONE store though, any suggestions?



4/5/12 TU-635 Ex-634 Eq-646 (Kroll Fact. Home loan)
9/8/10 TU-654 Ex-627 Eq-638
8/1/10 TU-629 Ex-627 Eq-638


Starting Score: 526
Current Score: 635
Goal Score: 750


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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: How many GE Capital Retail Bank cards can/do you have?

[ Edited ]

ssghandless wrote:

thinking of applying to Walmart- is this a discover or visa? do they determine which one you qualify for? Also i was thinking of a Amazon card, I would like to apply for a GEMB card that covers more than ONE store though, any suggestions?


Well with the Walmart card...the store card and the discover card are one application. Once you submit your app, they basically determine which card you'll be eligible for. They typically try the discover first and if that's a no go, then you get approved for the store card with a chance to upgrade to discover later.

 

Amazon has two separate applications for their store card GECRB and Chase Amazon Visa so make sure you apply to the right one!!

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






New Member
Posts: 4
Registered: ‎05-24-2012
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Re: How many GE Capital Retail Bank cards can/do you have?

[ Edited ]

I don't mean to post on a necroed topic but I can answer the original question. PayPal only let's you have Bill Me later OR a PayPal credit/debit card. You cannot own both. If someone wants a PayPal credit card and already has a BML account, the BML must be closed and then an application can be properly assessed for a PP debit/cc. You'll never have both, so don't waste a hard hit. Hope this helps. 

Valued Contributor
Posts: 2,297
Registered: ‎07-23-2012
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Re: How many GE Capital Retail Bank cards can/do you have?


creditnocash wrote:

2

 

AE-400

Walmart-800

 


update 

 

Ae-still 400 ughh 

walmart- 5k. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
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Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: How many GE Capital Retail Bank cards can/do you have?

I only have 2

 

Walmart- $600

Chevron/Texaco- $500 (the closed ALL Chevrons in my state after I got this stupid card haha)

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New Contributor
Posts: 91
Registered: ‎09-29-2011
0

Re: How many GE Capital Retail Bank cards can/do you have?

Amazon 3200

Old Navy 200

WalMart 600

 

 

The Old Navy and WalMart were opened on the same day a few hours apart.

TU FICO 2/14: 701
Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

Re: How many GE Capital Retail Bank cards can/do you have?

Walmart - $400..
Chevron - $600
Amazon - $1200

I don't think I will need any other GE backed cards since I don't shop at any of the other stores.
TU 746 (10/13)
GOAL: 750+






Valued Contributor
Posts: 2,066
Registered: ‎06-16-2012
0

Re: How many GE Capital Retail Bank cards can/do you have?

Walmart (approved 8/12)..2000 limit (1400 CLI just a week ago).

Chevron/Texaco (opened 4/12) 400 limit (unsucessful CLI attempt 9/12).

Dillards (opened 8/12) 300 limit (unsucessful CLI attempt 2 days ago).

 

Wanna try Sams club but will wait till some of my inquires fall off next year and better score for a chance to get their Discover card.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
New Contributor
Posts: 72
Registered: ‎08-18-2010
0

Re: How many GE Capital Retail Bank cards can/do you have?

I have 3

 

Walmart

Paypal SC

Amazon- which is my favorite

 

In my opinion once you get one credit card by GE it opens the door for more cards by them with better limits. My first card with them was for only 700 and just 4 months later it was 1000 and my two cards after that one had higher limits then my first card by them. Every 4 months they give me a CLI. I love GE Smiley Happy

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



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