cancel
Showing results for 
Search instead for 
Did you mean: 

How many GE Capital Retail Bank cards can/do you have?

Valued Contributor

Re: How many GE Capital Retail Bank cards can/do you have?

have 3 so far: belk 4k, amazon 1300, and walmart 600
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 31 of 86
Regular Contributor

Re: How many GE Capital Retail Bank cards can/do you have?

do you have texaco?  They did just about the same to me.  I am in middle tn but they have texaco in memphis, they next chevron/texaco is in texarkana.  after putting 20 in my car to get to memphis, I can use my chevron all the way to houston if I fill up in texarkana.  cant use min locally but make several trips to houston a year and chevrons in houston are on almost every corner.

Message 32 of 86
Frequent Contributor

Re: How many GE Capital Retail Bank cards can/do you have?

I have the
Sam's club Discover $4,000.00
and the Walmart Discover $1,600.00
Both issued by G.E.C.R.B.

I don't mean to derail this thread but has anybody ever successfully combined the limits of two G.E.C.R.B. cards on to one card?
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 33 of 86
Highlighted
Regular Contributor

Re: How many GE Capital Retail Bank cards can/do you have?

GE Capital has been good to me.

 

Just approved for Paypal MC 3,000

 

Have had the following for about a year and 2 CL increases on each so far...

 

Walmart 2,050

TJX Rewards 1,200

 

 

I am thinking of applying for Amazon, Ashley Furniture or Ikea because I need some furniture. Should I wait awhile though?


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Message 34 of 86
Contributor

Re: How many GE Capital Retail Bank cards can/do you have?

I have had a Walmart for 3 months and they increased my limit when I went over my limit! I didnt even ask. Now I will pay it down.



4/5/12 TU-635 Ex-634 Eq-646 (Kroll Fact. Home loan)
9/8/10 TU-654 Ex-627 Eq-638
8/1/10 TU-629 Ex-627 Eq-638


Starting Score: 526
Current Score: 635
Goal Score: 750


Take the FICO Fitness Challenge



Message 35 of 86
New Visitor

Re: How many GE Capital Retail Bank cards can/do you have?

I got 4 cards last night - for the paypal smart connect offer:  when you apply for the regular credit card, I got a screen that said to call a toll free # to complete my application, when I did, they told me about the smart connect offer.  I was approved for $800.  I also got Walmart, Lowe's. & TJX so you can get at least 4 in the matter of a few minutes.  I also have a care credit account with them for doctor visits.  The total came to $2500 worth of credit in like 15 minutes.

Message 36 of 86
Moderator Emerita

Re: How many GE Capital Retail Bank cards can/do you have?


skendall wrote:

I got 4 cards last night - for the paypal smart connect offer:  when you apply for the regular credit card, I got a screen that said to call a toll free # to complete my application, when I did, they told me about the smart connect offer.  I was approved for $800.  I also got Walmart, Lowe's. & TJX so you can get at least 4 in the matter of a few minutes.  I also have a care credit account with them for doctor visits.  The total came to $2500 worth of credit in like 15 minutes.


Be careful apping for so many cards with the same lender in a short period of time. It may cause a red flag and they may close all accounts. There was a post regarding this last month. 

 

http://ficoforums.myfico.com/t5/Credit-Cards/GE-Closed-all-Accounts-waiting-on-a-letter/td-p/1731168

 

Goodluck!

Message 37 of 86
Contributor

Re: How many GE Capital Retail Bank cards can/do you have?

I have 4 GE cards (listed in my siggy) but I regret getting the Meijer card. 

Really wasted an INQ and added an extra account too quickly... it's really hampered my scores a bit. 

 

I was just too excited with all my success last spring and didn't think it through properly. 

At least it was a lesson learned to ONLY app for accts you really need. 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Message 38 of 86
Established Member

Re: How many GE Capital Retail Bank cards can/do you have?

 

 

how many cards should I apply to? I just received chevron with a $300 limit... Should I wait a few months to apply? My FICO is a 584


Starting Score: 554
Current Score: 584
Goal Score: 720


Take the myFICO Fitness Challenge

Message 39 of 86
Epic Contributor

Re: How many GE Capital Retail Bank cards can/do you have?


eagle1gator wrote:

 

 

how many cards should I apply to? I just received chevron with a $300 limit... Should I wait a few months to apply? My FICO is a 584


You could maybe shoot for a Walmart but with 584, let the chevron report and see what kind of jump you get from that... you will have better luck moving forward when you go up over 620 and just goes up from that to possibly getting walmart discover or what ever cards visa/mc is offered for the store (gap visa) etc.

Really old thread though, might want to start new

Message 40 of 86