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How many GECRB accounts do you have??

Regular Contributor

Re: How many GECRB accounts do you have??

               Jcp,  Walmart Discover, Oldnavy Visa.

Message 31 of 57
Valued Contributor

Re: How many GECRB accounts do you have??

Belk, Amazon, and Walmart
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 32 of 57
Valued Contributor

Re: How many GECRB accounts do you have??

Walmart

Amazon

 

I'd like to add Lowe's sometime in 2013 as well.

 

Question, I see a lot of people having both the Walmart and Sam's Card. What are some benefits/reasons of that? Just curious.

 

-John

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 33 of 57
Established Contributor

Re: How many GECRB accounts do you have??


j_casteel wrote:

Walmart

Amazon

 

I'd like to add Lowe's sometime in 2013 as well.

 

Question, I see a lot of people having both the Walmart and Sam's Card. What are some benefits/reasons of that? Just curious.

 

-John


Personally, I had my Walmart card first. I recently joined Sam's Club with my own membership (was an "secondary" card user with a friend that decided to drop it).....and they offered me the Sam's Credit upon applying that is built into the membership card.

 

SisterGIrl

SisterGirl
Message 34 of 57
Valued Contributor

Re: How many GECRB accounts do you have??

Just 2 

 

Walmart

Chevron/Texaco

ccpics2.jpg
Message 35 of 57
Established Contributor

Re: How many GECRB accounts do you have??


j_casteel wrote:

Walmart

Amazon

 

I'd like to add Lowe's sometime in 2013 as well.

 

Question, I see a lot of people having both the Walmart and Sam's Card. What are some benefits/reasons of that? Just curious.

 

-John


I apped for the Sam's Card in hopes of getting the Discover, approved for store credit. Then a minute later I went and apped for the Walmart Discover, approved for store credit again. Smiley Mad

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 36 of 57
Established Contributor

Re: How many GECRB accounts do you have??

I have the Walmart Discover and it's now my largest CL.  GECRB has been very good to me.  I would heartily recommend them to anybody out there and I would seriously consider doing more business with them with other store accounts in the future.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 37 of 57
Established Contributor

Re: How many GECRB accounts do you have??


bernhardtra wrote:

Just two;

 

Walmart

Belks (I haven't even used in the 6 months that I have had it, but they were nice enough to give me a CLI from $200 to $800.  I only got it to have $0 balance and reporting.)

 

I have heard that once you get one card from them and do well with it, they will easily open another card with them.  I am waiting for the Walmart to turn into a Discover card.  I am hoping that will happen after the next statement, which is the 6 month mark and that is today or tomorrow.  I am a bit anxious about it as I would have preferred they had given it to me straight away. 


I have

JCP

Wal-Mart Discover

Old Navy

Care Credit

 

It was easy to open, but geez I would like them to start me with reasonable credit lines just ONCE!  My WMDiscover is now at 3000, jumped from about $1800 when they convereted me from the store card a few months ago and it took over a year to get to that. JCP is 1800 had that for just over a year or so now too. But when I opened the ON card in September, it was a measly $300 and they gave me another 100 right before the holidays I suppose as incentive to use it more. My Care Credit has been at $500 since I opened it, and they want a hard pull to increase it. In the past before I knew about soft/hard pulls I would go for it and get declined, but right now I don't see the need for it, so I'll stick within the $500 range.

 

I am itching to app for the Lowes card, about to do some work around the house. But if they only give me $300 that's not going to go too far past paint.....

WM TransUnion- 650 (6/2014) Credit Sesame Experian- 691 (6/2014) Credit Karma TransUnion- 665 (6/2014)
Amex Zync/UNICORN- NPSL/Capital One Venture One Pro -$7,000/NFCU Cash Rewards- $7,500/NFCU NavChek- $5,000/SouthWest Airlines- $5,000/Capital One Quicksilver Platinum- $3,000/Wal-Mart Discover- $6,000/Bill Me Later- $2,200/JCP- $4,700/Discover IT- $500/Care Credit -$2,300/Old Navy Visa- $2,000/New York & Company - $1,000/Capital One -$800
GOALS: No new inqs until 10/30/14. Pay off debt consolidation loan in less than 1 year. Snowball debt payments.
Last HP: 3/5/14
Message 38 of 57
Mega Contributor

Re: How many GECRB accounts do you have??


chan85 wrote:

bernhardtra wrote:

Just two;

 

Walmart

Belks (I haven't even used in the 6 months that I have had it, but they were nice enough to give me a CLI from $200 to $800.  I only got it to have $0 balance and reporting.)

 

I have heard that once you get one card from them and do well with it, they will easily open another card with them.  I am waiting for the Walmart to turn into a Discover card.  I am hoping that will happen after the next statement, which is the 6 month mark and that is today or tomorrow.  I am a bit anxious about it as I would have preferred they had given it to me straight away. 


I have

JCP

Wal-Mart Discover

Old Navy

Care Credit

 

It was easy to open, but geez I would like them to start me with reasonable credit lines just ONCE!  My WMDiscover is now at 3000, jumped from about $1800 when they convereted me from the store card a few months ago and it took over a year to get to that. JCP is 1800 had that for just over a year or so now too. But when I opened the ON card in September, it was a measly $300 and they gave me another 100 right before the holidays I suppose as incentive to use it more. My Care Credit has been at $500 since I opened it, and they want a hard pull to increase it. In the past before I knew about soft/hard pulls I would go for it and get declined, but right now I don't see the need for it, so I'll stick within the $500 range.

 

I am itching to app for the Lowes card, about to do some work around the house. But if they only give me $300 that's not going to go too far past paint.....


Lowes accounts typically give nice CL's starting, and even if it is low you can recon it right after approval.

 




EQ FICO 548 3/3/16
Message 39 of 57
Super Contributor

Re: How many GECRB accounts do you have??

JC Penney, Old Navy Visa, Gap, Lowes, Amazon Card, American Eagle, Dillards Amex, Walmart Card and Discover, Sams Club Credit and Discover, PayPal MC,ShopNBC, Chevron and Bjorn's Card.

 

 

Ron.

Message 40 of 57