Against your FICO, 1 year. Too many depends on your cr.
No derogs, haven't pulled FICO but Credit Sesame says I'm at 725, 5 INQ Feb and older
Do you mind sharing your cr profile? Current cc's?
Orchard 3k 4y
BOA 123 5k 1y
Discover 2.5k 10mo
DCU 3k 5mo
Chase Freedom 1.5k 5mo
No mortgage or car loan
I had 18 inquiries on EX, 9 the first 4 months of this yr when I got approved for BCE in april
It all goes by how your "thick" (or thin) your credit report is. You can have 15 hard pulls but if you have 20 years of solid credit data, it won't even be a factor in the FICO algorithm. If you have 2 hard pulls in a year and a year of credit data, you will have "too many inquiries"...
I think I have about 14 when I got the BCE.