Re: How many Inquires do you HONESTLY have??

Anonymous · ‎03-19-2015

@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)

Why two today on Barclay's?

chalupaman · ‎03-19-2015

@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?

I don't know. I thought all the reps would just use the latest pull.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

woodyman100 · ‎03-19-2015

@Anonymous wrote:
@woodyman100 wrote:
@Anonymous wrote:
EQ - 14
TU - 29 (21 of them because I bought 2 cars in 14 months)
EX - 8
Who in the HECK gets that many TU pulls?! Lol I thought Barclay and Synchrony were the only ones keeping them in business.
i wish I had that TU problem. I..uh...could kinda...you know...take care of it a ton easier than Experian.
This.

What? I was only explaining that I could wait them out............a whole lot quicker wait, but still.

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill

Anonymous · ‎03-19-2015

@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.

Dude, there is seriously something going on with your profile if Capital One did a secti-pull and still denied you. I can't believe they double pulled your TU only to lock your app. That is bogus as hell.

chalupaman · ‎03-19-2015

@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.
Dude, there is seriously something going on with your profile if Capital One did a secti-pull and still denied you. I can't believe they double pulled your TU only to lock your app. That is bogus as hell.

Not a single derog BTW. Many accounts reporting with a 0 balance right now.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

elim · ‎03-19-2015

@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.

whats done is done... can't stress now popa (preping for my 2nd ring denial)

ilovelisa · ‎03-19-2015

EQ: 45

EX; Don't Know

TU: 42

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

chalupaman · ‎03-19-2015

@elim wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.
whats done is done... can't stress now popa (preping for my 2nd ring denial)

I don't know why I bother with them. I'd rather stick with the lenders I really like the most that aren't so complicated to deal with like Chase.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

elim · ‎03-19-2015

@chalupaman wrote:
@elim wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.
whats done is done... can't stress now popa (preping for my 2nd ring denial)
I don't know why I bother with them. I'd rather stick with the lenders I really like the most that aren't so complicated to deal with like Chase.

i hear ya

"Thank you for your recent application. We're in the process of reviewing the information you provided for your Barclaycard Ring MasterCard application."

Anonymous · ‎03-19-2015

@elim wrote:
@chalupaman wrote:
@elim wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.
whats done is done... can't stress now popa (preping for my 2nd ring denial)
I don't know why I bother with them. I'd rather stick with the lenders I really like the most that aren't so complicated to deal with like Chase.
i hear ya

"Thank you for your recent application. We're in the process of reviewing the information you provided for your Barclaycard Ring MasterCard application."

Call.

How many Inquires do you HONESTLY have??

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