Re: How many Inquires do you HONESTLY have??

baller4life · ‎03-19-2015

Call elim!! 24/7 number

L-TWT · ‎03-19-2015

within the last TWO years....I only have ONE inquire on all THREE major credit bureaus

Firefly_1984 · ‎03-19-2015

@L-TWT wrote:
<Drum roll>
within the last TWO years....I only have ONE inquire on all THREE major credit bureaus

Nice!

Age of Credit: 7 years; AAOA: 2 years 6 months
AMEX ED: $9600 Chase Freedom 4500 Discover It 4500 Citi Diamond Preferred: 3200 Care Credit: 3100 DeltaCCU: 6000 Firestone: 1600

Chained in the garden for a LONG TIME!

CreditCuriosity · ‎03-19-2015

@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)

What did you apply for w/regards for barclay's today?? Approval or CLI?

woodyman100 · ‎03-19-2015

@ilovelisa wrote:
EQ: 45
EX; Don't Know
TU: 42

If you have that many on TU and EQ, your Experian has GOT to be giving Pizza1 a run for his money!

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill

elim · ‎03-19-2015

@baller4life wrote:
Call elim!! 24/7 number

uhhhhg, whats the number? (12 TU inqs 13 accounts in past 12 months + auto loan, lmao)

chalupaman · ‎03-19-2015

@CreditCuriousity wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
What did you apply for w/regards for barclay's today?? Approval or CLI?

Recon on old Barclaycard Ring application from December. They needed a new pull but for some reason one of the analysts did another pull anyway.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎03-19-2015

TU: 5

EX: 12

EQ: 14

Anonymous · ‎03-19-2015

TU 5
EX 4
EQ 4

3 will fall out on Christmas 2015 holiday shopping

CreditCuriosity · ‎03-19-2015

@Anonymous wrote:
@elim wrote:
@chalupaman wrote:
@elim wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
Over 30 on EX.

9 on EQ.

15 on TU (two of them from Barclays today, ugh, it was 13 before)
Why two today on Barclay's?
I don't know. I thought all the reps would just use the latest pull.
whats done is done... can't stress now popa (preping for my 2nd ring denial)
I don't know why I bother with them. I'd rather stick with the lenders I really like the most that aren't so complicated to deal with like Chase.
i hear ya

"Thank you for your recent application. We're in the process of reviewing the information you provided for your Barclaycard Ring MasterCard application."
Call.

+2 call asap

How many Inquires do you HONESTLY have??

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