How many NFCU do you have and CL?

[Dustink]

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@dodfire wrote:

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@Dustink wrote:

I have a pre-approval for the cash rewards card. Can you all convince me to take the plunge? Would you guess the limit would be higher than any of my other cards?

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I bet you get $10k limit....and if not, just call them to recon the limit..they are very good about that.

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Okay, I will give it a shot. Bet I get declined...haha

[Dustink]

No instant approval.

[DiabolicallyRandom]

My highest limit prior to my Cash Rewards card was $4000 on my Wells Fargo Rewards card, so they more than doubled my highest limit.

[DiabolicallyRandom]

Mine wasnt instant either. I applied around 11 last night, then got the text message at 5 this morning.

[dodfire]

Most of the time it is not instant because they will do manual reviews.

[DiabolicallyRandom]

I thought they just like to build suspense.  I was thinking WTH I finally found a way to get into NFCU and I am going to get declined with my master piece credit report lol

[Dustink]

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@dodfire wrote:

Most of the time it is not instant because they will do manual reviews.

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I didn't know that. I would have put details in the message box. Maybe they will call me.

[dodfire]

It took until the next business day for them to contact me to advise I was approved on my first card. And get this, they approved it for a $1k limit. I was so bummed out.

I called them up and explained that I appreciated them giving me the card, and told them how I had just set up the direct deposit and wanted to make them my primary financial institution.

They requested my last two pay stubs, which I emailed to them. They wrote me back and increased my limit to $10k. 

3 weeks later I applied for the Flagship signature and they approved me for $5k. 1 month later I applied online for a CLI and was approved for $10k.

I LOVE NFCU!!!!!

[teddybearkelli1]

CashRewards - 14k
NRewards-1k

[DiabolicallyRandom]

Im pleased so far.  All I have is $45 in my savings. I had read that a few other posters had to take verification into a branch, so i was worried that they would ask me to show it with the account being so new and I didnt want to drive more than an hour to do so.  This was the first card I have apped for with a clean report, and I must say I am more than happy with my starting limit with them.  I will give it a month or two before asking for an increase, especially if verification can be e-mailed lol