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How many accounts do you have?

Senior Contributor

Re: How many accounts do you have?

Well since Peas and Hauling did it, here's mine in all its ugliness:
 
Credit At-A-Glance
Total past due [?] Credit history [?] Late payments [?]
No accounts past due 8 Years 28
Total balance of Your revolving accounts [?] $2,668 Your mortgages [?] None
Your installment loans [?] $0
Total number of Accounts [?] 20
Accounts with balances [?] 9
Accounts opened in past year [?] 8
Recent inquiries [?] 4
Collections [?] 0
Public Records [?] 7

Red Flag= Marks an aspect of your credit that is hurting your FICO® score.

"Never ever, ever be late. Never" (FUTR)
Message 41 of 54
Moderator Emerita

Re: How many accounts do you have?

Thanks, Syl, I see now: that's where the flags start flapping!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 42 of 54
Senior Contributor

Re: How many accounts do you have?

I can't post the Accounts page...I won't. The red flags look like a string of red Christmas tree lights! Smiley Very Happy
 
P.S. I tried to copy/paste a screen shot like you did Hauling, but it didn't work. This is the best I could do. Smiley Sad
 
 


Message Edited by Sylviatob on 03-09-2008 10:47 AM
"Never ever, ever be late. Never" (FUTR)
Message 43 of 54
Moderator Emeritus

Re: How many accounts do you have?



Sylviatob wrote:
I can't post the Accounts page...I won't. The red flags look like a string of red Christmas tree lights! Smiley Very Happy
 
P.S. I tried to copy/paste a screen shot like you did Hauling, but it didn't work. This is the best I could do. Smiley Sad
 
 


Message Edited by Sylviatob on 03-09-2008 10:47 AM

Thanks for being a team player anyway!  Smiley Happy
 
It does feel good to look at my EX report w/o all of those Christmas lights!  I can't wait until the rest of them fall off! 
 
-P
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 44 of 54
Moderator Emerita

Re: How many accounts do you have?


Sylviatob wrote:

I can't post the Accounts page...I won't. The red flags look like a string of red Christmas tree lights! Smiley Very Happy

P.S. I tried to copy/paste a screen shot like you did Hauling, but it didn't work. This is the best I could do. Smiley Sad



I saw your message on Forums Feedback and posted the blow-by-blow how-to's. I'm certain that there's a more streamlined way to do it, but my aged brain followed bman's pm'd instructions, and this is what I came up with, and it's all I know! LOL

I hear you on the Christmas lights. I used to call my J.Crew account over on TrueCredit my Christmas account because of all the yellows and oranges and reds (well, one orange and one red) scattered among the greenery! Smiley Wink

Message Edited by haulingthescoreup on 03-09-2008 09:06 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 45 of 54
Senior Contributor

Re: How many accounts do you have?

Thanks for the reply Hauling. That's a chore to do that, but good to see, and thanks for doing that.
"Never ever, ever be late. Never" (FUTR)
Message 46 of 54
Established Member

Re: How many accounts do you have?

8 and 4 in good standing. A lot of stuff drops off this year and next so I'm happy about that.
Scores Transunion-680 Equifax-661 Experian-701
As of 11/8/08
Scores Transunion-719 Equifax-697 Experian-788
Message 47 of 54
Valued Contributor

Re: How many accounts do you have?

15---7 open
Message 48 of 54
Member

Re: How many accounts do you have?

At least 11 of the 30 accounts I have listed are paid and closed or paid and inactive (many over 6 or 7 years old)....these are hurting my FICO score, according to the report.
 
Date of Last Activity:
 
Macy's - June 2001
Macy's -  December 2002
GEMB/JCP - April 2001
GEMB/ROBSG - November 2000
HSBC - January 2001
BofA - March 2002
WACH - May 2001
MB Fin. - November 2000
BP/Citi - November 2001
FUSA - July 2001
WAMU/Fannie Mae - April 2001
 
I have no late payments of any kind.
 
Can I request to have these old/inactive accounts removed? 
 
HELP!
Message 49 of 54
Highlighted
Moderator Emeritus

Re: How many accounts do you have?

You don't want to remove them-
 
I have over 30 accounts- and when the # reached 30 the flag went on but I had no score change. 
 
Let them fall off when their time comes-

Esteban5 wrote:
At least 11 of the 30 accounts I have listed are paid and closed or paid and inactive (many over 6 or 7 years old)....these are hurting my FICO score, according to the report.
 
Date of Last Activity:
 
Macy's - June 2001
Macy's -  December 2002
GEMB/JCP - April 2001
GEMB/ROBSG - November 2000
HSBC - January 2001
BofA - March 2002
WACH - May 2001
MB Fin. - November 2000
BP/Citi - November 2001
FUSA - July 2001
WAMU/Fannie Mae - April 2001
 
I have no late payments of any kind.
 
Can I request to have these old/inactive accounts removed? 
 
HELP!



Message 50 of 54