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Established Member
sashimimon
Posts: 17
Registered: ‎05-07-2013

How many apps on your app spree? :)

I just finished going on my first app spree! I was 5/5 on Capital One Platinum, Discover It, Chase Freedom, BofA Cash Rewards, and Citi Diamond Preferred. I'm suffering from post app remorse, BUT I've been rebuilding with a secured card for the last year and a half so it feels good to finally have decent cards :smileyhappy:

 

How many apps do you do on your app sprees and how much do you think is too much?

TU: 767 (11/04/2013) | EQ: 714 (5/13/2013) | EX: 717 (11/09/13) | Gardening Since: 5/14 07/08 11/13
 photo 9d8f2df3-8f3a-432b-99ba-53642986541a_zpsf9b7d0ca.jpg
Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: How many apps on your app spree? :)

I just did my first real app spree a few weeks ago. I did 5 cards: citi forward, discover IT, boa travel, and barclays upromise. 

 

all my other apps were spread out over around a month when I first started my credit journey. 

 

I would say, a heavy app spree of 10+ might be too much (depending on your profile). those inqs add up and you'll prob end up being denied for the last couple. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Community Leader
Valued Contributor
myjourney
Posts: 23,569
Registered: ‎02-07-2013

Re: How many apps on your app spree? :)

I tend to keep my spree between 2-4 cards then hit the garden for 6 months so after 2 years  

I have INQ's falling off in bunches every 6 months

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it
Established Contributor
CribDuchess
Posts: 569
Registered: ‎09-12-2011

Re: How many apps on your app spree? :)

Congratulations on your approvals - nicely done!

 

I've only done one app spree and that was last November.  And actually, I applied for 1 card and then waited a week and then applied for 2 more.  Not sure why I didn't do them all in the same day, but I think originally I only wanted to app for one and then a week later I figured might as well get a couple more if I can.

FICOs: TU08 808 1/3/14 per Wally; TU98 780 1/1/14; EQ 764 1/1/14; EX 808 1/1/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Moderator
09Lexie
Posts: 22,404
Registered: ‎09-13-2012

Re: How many apps on your app spree? :)

I usually do 3-4 at a time but in March I did 5 plus refi'd my car- In Sept, I'll probably do 4 CSP, BCE, ARRIVAL and one more.
Valued Contributor
maiden_girl
Posts: 1,772
Registered: ‎12-29-2011

Re: How many apps on your app spree? :)

I think the largest spree I had was 4 or 5 apps...

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Frequent Contributor
bluesnowman
Posts: 462
Registered: ‎10-29-2012

Re: How many apps on your app spree? :)

I typically go 1-3 at a time. If I'm denied, I stop apping then and there, if approved, that means the green light to app for whatever card I think I would qualify for. Speaking of which, I've got one app planned for tommorow, and then I'm done for the next couple of years. Just do 2-3 apps every 6 months or so until you get the cards you want, then go into the garden...and don't apply for anything else..lol.

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 1.5k. 10/27/12. Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
Established Member
brookele
Posts: 35
Registered: ‎01-28-2013

Re: How many apps on your app spree? :)

I just finished up an app spree with 3 apps, 2 of which were planned (Citi Simplicity and PayPal Extras MC) and the 3rd being a store card (JCP) I applied for on a whim in-store.

 

In the past, I did one with 8 approvals (3 denials). I definitely don't think I'd ever do that again, but as my credit is really young, it gives me a solid base to build with for AAOA. 

American Express Blue Cash Everyday | American Express Green | Bank AmeriCard Travel Rewards | Barclaycard Ring | Capital One Rewards | Chase Amazon | Chase Freedom | Citi Simplicity | Discover IT | Fidelity Investment Rewards AmEx | Freedom First CU Visa | Hudson Valley FCU Visa | Paypal Extras MC | + several store cards

09/05/13

Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: How many apps on your app spree? :)

I did 7. Kinda overdid it though.

I apped for Amex BCP, CSP, Freedom, Cash+, Arrival, Thank You Preferred and Discover. Declined for BCP and everything else approved.


Hoping to apply for BCP, Thank You Premier end of this year, and maybe an Amex charge card as well. 

Anyone got any suggestions? :smileyhappy:

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).

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