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Valued Member
iloverewards
Posts: 65
Registered: ‎12-30-2012
0

How many cards do you carry daily?

[ Edited ]

How many and which cards do you carry on a daily basis? I carry all the cards in my siggy but I am thinking of cutting it down. 

 

venture - catch all

csp - travel & dining

Bcp - groceries & dept stores

discover - rotating categories

simplicity - carry but don't use

Chase Sapphire Preferred | Freedom | IHG Rewards Club
Citi Dividend | Simplicity | AAdvantage
Discover It
Capital One Quicksilver
Amex Blue Cash
Barclay Arrival | NFL Extra Points
Bank of America Better Balance Rewards
US Bank Platinum Visa
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: How many cards do you carry daily?

Well I used to carry all of my cards but my purse got to heavy :smileyhappy:

 

I carry NFCU Rewards, Discover, DCU Platinum, Walmart and Amex.  One of these usually works out for me...LOL!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012
0

Re: How many cards do you carry daily?

All of them.

Valued Contributor
creditnocash
Posts: 2,195
Registered: ‎07-23-2012
0

Re: How many cards do you carry daily?

well in my wallet, 

 

i carry my zync, freedom, citizens masteracard. also in my wallet is id, 2 debit cards, costco exec card, fl roberts rewards card. 

all my other cards are in a second wallet i keep locked in my glove box. so if i ever go anywhere i decide i need them i can just go out to my car. 

Current: Discover Fico 689 7/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: How many cards do you carry daily?

2 at one time.  Rotate one of them weekly but the Chase MileagePlus Club Visa stays in there.  

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: How many cards do you carry daily?

As for Credit/Debit cards: 3 Credit cards. (1x Visa, 1x MC and 1 Amex), my debit card and my two most used store cards. I do rotate them monthly though. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
New Contributor
baronofthenorth
Posts: 72
Registered: ‎03-19-2011
0

Re: How many cards do you carry daily?

3

 

One for any rotating categories and to cover when merchants don't accept Amex (either Discover IT or Chase Freedom)

 

Alternate between Amex Zync and Chevron VISA

 

Target RedCard

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
New Contributor
baronofthenorth
Posts: 72
Registered: ‎03-19-2011
0

Re: How many cards do you carry daily?


baronofthenorth wrote:

3

 

One for any rotating categories and to cover when merchants don't accept Amex (either Discover IT or Chase Freedom)

 

Alternate between Amex Zync and Chevron VISA

 

Target RedCard


Oh, and big credit card folio wallet locked at home with the rest of the collection...I have a separate one for business credit/debit cards that I carry on business trips (so more like 5-6 at that point).

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: How many cards do you carry daily?

In my wallet:

Credit One

First Premier Bank

and ...........................a Food Stamp card ...jk

 

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Regular Contributor
ramblin_wreck08
Posts: 181
Registered: ‎08-09-2012
0

Re: How many cards do you carry daily?

3

Citi Forward Visa - Restaurants, movie theaters, book stores
Amex PRG - everything else
Citi Dividend World MC - rotating categories (on the rare occasion I can use one) and for any places not covered by the Forward that don't take Amex



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)

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