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Valued Member
Posts: 65
Registered: ‎12-30-2012
0

How many cards do you carry daily?

[ Edited ]

How many and which cards do you carry on a daily basis? I carry all the cards in my siggy but I am thinking of cutting it down. 

 

venture - catch all

csp - travel & dining

Bcp - groceries & dept stores

discover - rotating categories

simplicity - carry but don't use

Chase Sapphire Preferred | Freedom | IHG Rewards Club
Citi Dividend | Simplicity | AAdvantage
Discover It
Capital One Quicksilver
Amex Blue Cash
Barclay Arrival | NFL Extra Points
Bank of America Better Balance Rewards
US Bank Platinum Visa
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: How many cards do you carry daily?

Well I used to carry all of my cards but my purse got to heavy Smiley Happy

 

I carry NFCU Rewards, Discover, DCU Platinum, Walmart and Amex.  One of these usually works out for me...LOL!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

Re: How many cards do you carry daily?

All of them.

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
0

Re: How many cards do you carry daily?

well in my wallet, 

 

i carry my zync, freedom, citizens masteracard. also in my wallet is id, 2 debit cards, costco exec card, fl roberts rewards card. 

all my other cards are in a second wallet i keep locked in my glove box. so if i ever go anywhere i decide i need them i can just go out to my car. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
0

Re: How many cards do you carry daily?

2 at one time.  Rotate one of them weekly but the Chase MileagePlus Club Visa stays in there.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: How many cards do you carry daily?

As for Credit/Debit cards: 3 Credit cards. (1x Visa, 1x MC and 1 Amex), my debit card and my two most used store cards. I do rotate them monthly though. Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
New Contributor
Posts: 72
Registered: ‎03-19-2011
0

Re: How many cards do you carry daily?

3

 

One for any rotating categories and to cover when merchants don't accept Amex (either Discover IT or Chase Freedom)

 

Alternate between Amex Zync and Chevron VISA

 

Target RedCard

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
New Contributor
Posts: 72
Registered: ‎03-19-2011
0

Re: How many cards do you carry daily?


baronofthenorth wrote:

3

 

One for any rotating categories and to cover when merchants don't accept Amex (either Discover IT or Chase Freedom)

 

Alternate between Amex Zync and Chevron VISA

 

Target RedCard


Oh, and big credit card folio wallet locked at home with the rest of the collection...I have a separate one for business credit/debit cards that I carry on business trips (so more like 5-6 at that point).

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: How many cards do you carry daily?

In my wallet:

Credit One

First Premier Bank

and ...........................a Food Stamp card ...jk

 

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Regular Contributor
Posts: 181
Registered: ‎08-09-2012
0

Re: How many cards do you carry daily?

3

Citi Forward Visa - Restaurants, movie theaters, book stores
Amex PRG - everything else
Citi Dividend World MC - rotating categories (on the rare occasion I can use one) and for any places not covered by the Forward that don't take Amex



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)

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