Re: How many cc apps allowed in a yr before it affects credit score?
teacherhere wrote: And then again, my mid 700's all went up 10 points when I applied for a mortgage with everything else being equal. I have yet to figure that one out.
That's probably because for most score buckets (sorry, guys, but they're for real), the scoring formula "wants" to see a mortgage.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007