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How many credit card do you have?

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haulingthescoreup
Moderator Emerita

Re: How many credit card do you have?

Have 5 CC's; one stays in wallet (card-of-the-month club):

USAA MC <-- in the wallet until 1/20, when it will be time to PIF
USAA AmEx
Discover More
Sears/ Citi MC (yuck)
J.Crew (double yuck)

This card count is scheduled to increase in late March or early April, and then the Sears and J.Crew cards can lie in the drawer, drink beer, play gin rummy, tell lies to each other, and burp. That's all the excitement they'll be seeing for a long, long time!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 21 of 51
Anonymous
Not applicable

Re: How many credit card do you have?

8 major/1 store:

Amex Blue Cash
Amex IN:NYC
Amex Starwood
BOA Rewards Amex
Cap 1 MC (semi-sock drawered)
Chase Freedom MC
Direct Merchants MC (permanently sock drawered)
Kay Jewelry
Macy's Visa

Message Edited by ChaoticKinesis on 01-04-2008 07:38 PM
Message 22 of 51
WhirledPeasPlease
Moderator Emeritus

Re: How many credit card do you have?

Oh this is going to come across the wrong way, but it sounds like it would be fun to be in your drawer...  SOCK drawer that is!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 23 of 51
haulingthescoreup
Moderator Emerita

Re: How many credit card do you have?


@WhirledPeasPlease wrote:
Oh this is going to come across the wrong way, but it sounds like it would be fun to be in your drawer... SOCK drawer that is!

That particular drawer is reserved for truly bad behavior. Surely you don't belong there, being a role model for Young People and all! Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 24 of 51
Anonymous
Not applicable

Re: How many credit card do you have?

I'm going to sound really boring when I say I ony have one CC, a Citi Platinum Select Dividends MC.  I am an AU on DW's Chase Freedom Visa though.
 
Message 25 of 51
Anonymous
Not applicable

Re: How many credit card do you have?

I have more than I thought.
WAMU Platinum (sucks, high variable APR and no increase in over 3 years)
Juniper Platinum with a low limit that got lowered (sucks but great 8.99% APR)
Orchard Gold that they won't upgrade(love the 0% balance transfer offers)
Wells Financial LOC (emergency use only)
Wells Financial Platinum
Zales (emergency cash advance card that stays in the wallet)
BOA 99/500 (haven't used it)
Hooters (love this card, nice limit, high APR though 18.9%)
Kay (high limit, never use)
JBRobinson (high limit, never use)
Jared (in manual review)
BOA Platinum Business

Kay, JBR and Zales give me $16000 in unused CL and Jared would be another $6000 if approved. Great for utilization if I have a month or two of slow business.

Message Edited by EddieX on 01-05-2008 11:16 AM
Message 26 of 51
Anonymous
Not applicable

Re: How many credit card do you have?

EddieX you do know that JBR, Kay's and Jarred are all owned by Sterling? These accounts will share a CL.
 
 
Kay, JBR and Zales give me $16000 in unused CL and Jared would be another $6000 if approved. Great for utilization if I have a month or two of slow business.
Message 27 of 51
Anonymous
Not applicable

Re: How many credit card do you have?

Yes but unless I'm wrong. They all report as the separate lines right?

Kay 6000
JBR 6000
Jared 6000

Not that I have 18000 to use.
Message 28 of 51
Anonymous
Not applicable

Re: How many credit card do you have?

Yes- Just wanted to make you knew that
 
Nothing like scaring your other creditors-

EddieX wrote:
Yes but unless I'm wrong. They all report as the separate lines right?

Kay 6000
JBR 6000
Jared 6000

Not that I have 18000 to use.


Message 29 of 51
smallfry
Senior Contributor

Re: How many credit card do you have?

5 credit cards and 1 store charge account card.

Navy Federal nRewards Visa

Penfed Gold Visa

Citi Professional MC

Barclays Smiley Wink Sea Miles MC

Chase Platinum Visa

Walmart Store Card

That is all I will ever have. No more apps. Next new account will be a mortgage.Smiley Wink
Message 30 of 51
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