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Since I stopped chasing rewards, I now only use my BCE, Quicksilver when Amex not accepted/international travel!
3/8, and a 4th card has a BT currently at 0%.
I actively use 5 of 9 cards in my siggy on a regular basis, the other4 are sock drawered.
Damn i really need to check the descriptions more when the select categories are active. Had no clue fast food was included in the Restaurants. My kids luv happy meals...i missed out on all those points/cash.
I use BCP, CSP, and Freedom (5% restaurants) regularly now.
WF, BofA, Discover, Nordies (glorified store card) are SD. Citi TYP will most likely experience the same fate after I get the bonus (already met).
I use my Capital One, Amex, and Citi all year long. Chase Freedom when the bonus category is gas, and CSP is brand new but is expected to be used for the $3,000 required spending. Since the Arrival ended its useful run, I PCed to a different Barclays card and will not likely use that card very much. So, in my case 5/6 for the next few months, and then 4/6 after that.
Great thread!
I use six every month for normal purchases:
Everyday spender: Chase United MiliagePlus Club Signature Visa
Gas: Penfed Cash Rewards Plus Platinum Visa
Grocceries: AMEX Platinum
Cell Phone/Cable/Internet: Chase Ink Cash Signature Visa
Hotel: Chase Marriott Signature Visa (I typically stay at Marriotts 2+ times/month)
Military Base Purchases: Chase Officers Club MasterCard (typically we go to the OClub once or twice a month/also good to use at the BX/PX)
I also use two other cards per month:
Discover Cashback Rewards: If I'm buying in the revolving category
NFCU Flagship rewards Visa Signature: I typically MS on this card quite a bit (x2 w/ DW's card) for reduced/free airline tickets
i Currently have 7 i use 5
Sallie Mae Grocery / gas / amazon
Amex BCE, overflow on gas, and shady merchants cuz amex has my back
Discover it, gonna buy my mom some stuff from BBB
Chase Freedom everything right now till i hit min spend
cap one qs normal everyday buys
BOA Better Balance Reward - will be using for netflix for 3 months and see if that gets me the rewards, otherwise i'll spend 20ish a month on it
Wells fargo- never use, its lame
Amex Clear, might close but i like the idea of keeping the amex open
I carry, in order of monthly spend
BCP
Sallie Mae
Freedom
They stay in the SD but get monthly charges
Alaska Air visa - I spend about $600 a month on airfare, pays some utilities.
Ink Cash - $200 a month on cell-internet-cable, about $500 a month side business spend.
USAA - pays car insurance every 6 months