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Regular Contributor
Gatortrout
Posts: 124
Registered: ‎08-17-2013

Re: How many credit cards do you have?

6 cards totaling $50k. I plan to close my Marriott this year and get down to 5 cards.
Valued Contributor
scottwagnon
Posts: 1,333
Registered: ‎02-07-2010

Re: How many credit cards do you have?

[ Edited ]

18 cards: 4 store and 14 major; 126.7k total limit.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Frequent Contributor
darkfrosty
Posts: 264
Registered: ‎04-03-2013

Re: How many credit cards do you have?

[ Edited ]

6 cards and it is too many .. hopefully going to close a few ..

 

plan to close discover and citi aa by the end of this year  .. changing the amex blue to everyday

 

total credit available is around 65k

Moderator
Revelate
Posts: 8,313
Registered: ‎12-30-2011

Re: How many credit cards do you have?

8 personal cards, 27k limits.  1 business card, 5k limit.

 

On personal report:

 

6 national bank cards

1 credit union

1 store card

 

Isn't really much I want until I can get the upper echelon of cards, but the store card (Walmart) and the CU one are both up for removal or replacement but likely not any time soon.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Senior Contributor
longtimelurker
Posts: 5,369
Registered: ‎04-22-2013

Re: How many credit cards do you have?

17, with about $310K.  At least 5 of no real use now.

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Established Contributor
DigitalArk
Posts: 1,036
Registered: ‎07-07-2013

Re: How many credit cards do you have?

11 for now and total 110K limit. Will close a few soon. 


Blogger
HiLine
Posts: 2,836
Registered: ‎10-19-2012

Re: How many credit cards do you have?

[ Edited ]

Does this count closed tradelines?

I have 14. 13 revolvers and 1 charger. Too many. But I like the number 13. :smileyhappy:

Established Contributor
VirtualCuriosity
Posts: 608
Registered: ‎09-10-2010

Re: How many credit cards do you have?

[ Edited ]

I have 4 with 10.8k total CL.  I use two depending on revolving rewards and one for the other free FICO score to monitor.  That is plenty for me, except, there are 2 more cards that I want for specific reward reasons.  The rewards savings have become a fun hobby to gain a little free money.  Nothing to get rich from, just fun.


TU98 697, TU08 697, EQ 733, EX 691 (As of 7/2014) - Personal Goal = 760+

Gardening since 7-13-14


Frequent Contributor
celluloid17
Posts: 257
Registered: ‎02-11-2014

Re: How many credit cards do you have?

I have 8 including 1 store card.  Total credit limit is about $43k.  I plan to apply for another card possibly this week and will be closing one for sure in July.  I have too many cards and there not all ones I would choose for my current needs, but I need to keep some of the TLs open for the age of the accounts and for overall credit limits.

 

 

 

 

Commenced gardening: June 2, 2014
Frequent Contributor
Josh2942
Posts: 493
Registered: ‎11-21-2013

Re: How many credit cards do you have?

Amex won't PC the blue to everyday. My bud already tried
TU FICO 731 Lender Pull/ EX FICO 707 ($60,000 total CL) In my Wallet
Chase Freedom Visa Signature $5,000
Chase Sapphire Preferred $5,000
Chase Hyatt Visa Signature $5,000
Barclay Arrival World MC $10,300
Lowe's Card $12,000
Mazda Capital Lease $20,000

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