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Does this count closed tradelines?
I have 14. 13 revolvers and 1 charger. Too many. But I like the number 13.
I have 4 with 10.8k total CL. I use two depending on revolving rewards and one for the other free FICO score to monitor. That is plenty for me, except, there are 2 more cards that I want for specific reward reasons. The rewards savings have become a fun hobby to gain a little free money. Nothing to get rich from, just fun.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
I have 8 including 1 store card. Total credit limit is about $43k. I plan to apply for another card possibly this week and will be closing one for sure in July. I have too many cards and there not all ones I would choose for my current needs, but I need to keep some of the TLs open for the age of the accounts and for overall credit limits.
5 cc's at 23.5 k
I plan on nerfing my limits once i'm done paying off my consumer debt.. I don't see a reason to have more than I have now and certainly don't see why people get limits over 60-70k and even into the 6 figures. It seems like the product of the fico system which is crazy in my view but I realize it's a system we are all slave to. I know all the arguments about having high limits but they don't make sense to me. If you pay in full, you won't run into a utilization issue because....you always pif. I also don't plan on using a cc to pay for an emergency because that is what emergency funds are for. To each their own though. It's just not my cup of tea.
8 @ $42,700 (including ZYNC NPSL). Naturally, I want more!
How in the world do you all juggle all of those cards? I assume many are SD'd...
I currently have 4.... $9,800 in limits. I think I'd like to get about 20-30K in limits and then be done. IDK if I trust myself with more than that available haha.
I have 63 Visa ,Mastercards ,And Amex's total credit is 502K..15 Business Cards total credit is 205K..Less than 1% Util.I pay in full
15, $60K. Plan on closing 4 accounts by the end of the year