How Many Credit Cards Do YOU have?

[HiLine]

Does this count closed tradelines?

I have 14. 13 revolvers and 1 charger. Too many. But I like the number 13.

[VirtualCuriosity]

I have 4 with 10.8k total CL.  I use two depending on revolving rewards and one for the other free FICO score to monitor.  That is plenty for me, except, there are 2 more cards that I want for specific reward reasons.  The rewards savings have become a fun hobby to gain a little free money.  Nothing to get rich from, just fun.

[celluloid17]

I have 8 including 1 store card.  Total credit limit is about $43k.  I plan to apply for another card possibly this week and will be closing one for sure in July.  I have too many cards and there not all ones I would choose for my current needs, but I need to keep some of the TLs open for the age of the accounts and for overall credit limits.

[Josh2942]

Amex won't PC the blue to everyday. My bud already tried

[Josh2942]

20 TL at 50k

[JKSIMMONS]

5 cc's at 23.5 k

I plan on nerfing my limits once i'm done paying off my consumer debt.. I don't see a reason to have more than I have now and certainly don't see why people get limits over 60-70k and even into the 6 figures. It seems like the product of the fico system which is crazy in my view but I realize it's a system we are all slave to.  I know all the arguments about having high limits but they don't make sense to me. If you pay in full, you won't run into a utilization issue because....you always pif. I also don't plan on using a cc to pay for an emergency because that is what emergency funds are for. To each their own though. It's just not my cup of tea.

[G19OD]

8 @ $42,700 (including ZYNC NPSL). Naturally, I want more!

[ambivalent]

How in the world do you all juggle all of those cards?  I assume many are SD'd...

I currently have 4.... $9,800 in limits.  I think I'd like to get about 20-30K in limits and then be done.  IDK if I trust myself with more than that available haha.

[sandman2435]

I have 63 Visa ,Mastercards ,And Amex's total credit is 502K..15 Business Cards total credit is 205K..Less than 1% Util.I pay in full

[tattooedhusker]

15, $60K. Plan on closing 4 accounts by the end of the year