Credit Cards

[WhirledPeasPlease]

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cheddar wrote:

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FretlessMayhem wrote:

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cobra19 wrote:

9................(3) Amex,  (2) MC, (2) Visa, 1 store card, 1 gas card.

I don' think there is a magic number when it comes to having too many card.  Back in 1998, when I purchased my house, I had 31 cc's. Lawyer advised me to close a few. But, having 31 cards didn't hurt me then.  

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31? Holy crap. And I thought I had a lot.

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I predict that will be me in about 3 years, at this rate.

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LOL - when I was 21 I had something like 17.  Insane.  They all had balances (think using the Amoco card to buy groceries).  I had WAY too many store cards.  But, oh was I proud of that 5k First USA Visa -- that went into collections and make its way to 10k before I finally dealt with it.

[calichik555]

i have 4 revolving accts now.  cap1, orchard, discover, and hsbc acct that i opened to finance my laptop through gateway. the last one will probably never be used again.

2 was good for me for a while.  but i realize if one little thing is new on my report it throws my score off quite a bit because i don't have a lot of accts.  Just got the discover and will probably wait to apply for a chase or amex til next year.  then i'll be done.

[Creditaddict]

27-30 Personal

29 Business

[msheresy]

I currently have 5

cap1

amex

hsbc

macys - store

bloomingdales - store

I may receive more?  I sent some recon letters for a few that I was denied for but I havnt applied for anything else since checking into the center.

Message Edited by msheresy on 06-30-2008 04:09 PM

[UpTheDernCreek]

I have 9 and I'm tired of all of them.

[UpTheDernCreek]

Well make that 10. I forgot about Crap One!

[techgirl]

5 (3 CU) (1 BoA) and just acquired Chast Continental.

[haulingthescoreup]

Was 5.

Now 12.

In the process of be pruning down to probably 8:

3 CU CC's
3 bank CC's
1 store card
1 AU card (for the long history)

[fused]

I have 7 open revolving accounts:

7 cards

Amex Blue

Chase Visa

Discover Motiva

FIA Visa

First Hawaiian Visa

Macy's Gold

1 line of credit

BoA unsecured

[HornsFan]

I have one Orchard bank card, had a chase but they decided to close it on me....going to apply for an amex blue and maybe a discover in the next few weeks after this round of disputes comes back...what are other good cards to apply for? My experian score is now 736....TIA nate.