LOL - when I was 21 I had something like 17. Insane. They all had balances (think using the Amoco card to buy groceries). I had WAY too many store cards. But, oh was I proud of that 5k First USA Visa -- that went into collections and make its way to 10k before I finally dealt with it.
9................(3) Amex, (2) MC, (2) Visa, 1 store card, 1 gas card.I don' think there is a magic number when it comes to having too many card. Back in 1998, when I purchased my house, I had 31 cc's. Lawyer advised me to close a few. But, having 31 cards didn't hurt me then.
31? Holy crap. And I thought I had a lot.
I predict that will be me in about 3 years, at this rate.