04-18-2014 12:00 AM
04-18-2014 12:01 AM
04-18-2014 12:04 AM
04-18-2014 05:03 AM - edited 04-18-2014 05:08 AM
Care Credit $500
No luck with any increases. Funny Care Credit will approve my current profile for $500 but when I try a CLI it uses my same derogs as the reason for denial. I was going to close the Walmart, but figured the free FICO score was nice plus last time I got gas using the card (with the 5 cents off) made it 17 cents cheaper than anywhere else.
04-18-2014 07:08 AM
Walmart DC 12k
Ebates Visa 12k
Dillard's AMEX 7.5k
Have been thinking about closing Dillard's as there is not one local to me and I don't use the card much. To get CLI's above 10k required calls to Credit Solutions. Dillard's is stuck at 7.5k, but since I only use it every 2-3 mos, I haven't bothered with trying to get a increase.
04-18-2014 07:26 AM
I have one from GE
Gap Silver Visa. Opened in 2010 at $2.5k, now stands at $8k (Funnily enough, I SP CLI online to 4k, then immediately called Credit Solutions, where they doubled the limit to 8k).
I hardly never use the card anymore since I stopped shopping at the Gap/Old Navy/BR, but I do keep it around for Piperlime purchases here and there.
04-18-2014 07:49 AM
Sams DC $15k
Walmart DC $12k
Call credit solutions for better results.
Is calling credit soultion and talking to a live person, a hard pull?
Its soft pull. I think Care Credit may be hp online and on phone.
04-18-2014 07:56 AM
All I have is Wal Mart for 10k
04-18-2014 10:59 AM - edited 04-18-2014 09:09 PM
old navy 600
banana republic 300
gecrb has been very slow to increase limits. Any suggestions?
Credit Solutions works for many people (not for me...I've only had luck wth them once). GE loves heavy use and some sort of balance to post, however. I've been able to use LUV button for CLIs on all cards, except Amazon. Credit Solutions worked once for JCP.
JCP - $1400
Wally - $700
Amazon - $700
Care Credit is at $10200, after a very nice CLI, but I think they're a different animal than the GECRB CCs.
(edited to update latest info)
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.