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How many gecrb cards do you have? Credit limits.

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woodyman100
Valued Contributor

Re: How many gecrb cards do you have? Credit limits.

Cards listed with starting limit and the limit now. Pif every month

Walmart 900-3500 

walmart discover 600

sams 427-10000

lowes 600-12500

jcp 600-3600

ebates visa sig 4000-5600

pay-pal extras 1000-7500

amazon store 700-2500

chevron/texaco 600-1600

chevron/texaco Visa 2500-4500

 Old navy 400-900

Care Credit 15000

Sams MC 9000

 

 

 

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 61 of 64
TRC_WA
Senior Contributor

Re: How many gecrb cards do you have? Credit limits.

76 - $0 of $500

Chevron - $0 of $500

Walmart -$0.01 of $700 (still gives a statement and reports $0 balance)

Care Credit - $350 of $7500

 

GE is useful for opening new accounts shortly after a BK discharge like they did for me last year... but as far as CLI's go I've yet to figure them out and quit trying.

 

I have no doubt I could hit 700 on my scores with my most recent account being a year old with 2 inquiries in a year and I'll be denied a CLI for too many new accounts and too many inquiries.

 

I've had enough of GE's cookie cutter denials.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 62 of 64
SunriseEarth
Moderator Emeritus

Re: How many gecrb cards do you have? Credit limits.

Looks like I answered before, but some info has changed.  I'm one of those who typically has no luck with Credit Solutions (of all of my CLIs, only one was due to them).  The rest were due to LUV button (except Care Credit, which was from automated system on phone call).

 

JCP (11/2012)   $250->$750->$1100->$1400->$1900

Amazon (7/2013)  $700->$1200

Walmart Store (8/2013) $300->$700

Care Credit (3/2014) $2000->$10200



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 63 of 64
woodyman100
Valued Contributor

Re: How many gecrb cards do you have? Credit limits.

Credit solutions has been more miss than hit for me as well. The luv button has been golden however. I was denied, rather rudely, on paypal extras and 1 week later got an auto increase. It's simply a computer timing thing most of the time I believe

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 64 of 64
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