Reply
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: How many gecrb cards do you have? Limits. Cli's?

After reading about GE putting 90 day holds on ALL related accounts...I think I'll stop asking them for CLIs...well after I get my Walmart Discover card to 6k. Lol.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






New Contributor
Posts: 66
Registered: ‎04-16-2013
0

Re: How many gecrb cards do you have? Limits. Cli's?

bump

Life is about decisions good ones and bad ones, we will prosper when we make more good ones than bad ones.
Valued Member
Posts: 36
Registered: ‎10-18-2012
0

Re: How many gecrb cards do you have? Limits. Cli's?

I have the American Eagle store card. Opened in August 2005, was decreased from $1500 to $100 in December 2008, back up to $400, but can't get it passed that nor am I able to get the VISA. Sucks. Might close it, but it's one of my oldest. Ugh.
Old Navy store card. Opened June 2013. $300 limit.
PayPal Smart Connect. Opened June 2013. $300 limit.
Not sure when to ask for increases on those last two. Any suggestions would be greatly appreciated.
AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Moderator
Posts: 5,636
Registered: ‎08-12-2013
0

Re: How many gecrb cards do you have? Limits. Cli's?


musicon1110 wrote:

Old Navy store card. Opened June 2013. $300 limit.
PayPal Smart Connect. Opened June 2013. $300 limit.
Not sure when to ask for increases on those last two. Any suggestions would be greatly appreciated.

After the 4th statement (November?)

Start: 619 (Wally, 9/2013) | Current: 739 (Wally, 3/2/15), 756 (Merrick, 2/16/15)
AMEX BCE $13500 | Care Credit $10200 | JCP $8000 | Overstock $5200 | Citi DC WMC $5000 | Walmart Store $5000 | Amazon Store $5000 | Cap 1 QS $4750 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Gold Violin $1750 | VS $1450 | Merrick $1200 | Target $1000 | ~~Gardening Since 3/17/15
Valued Member
Posts: 36
Registered: ‎10-18-2012
0

Re: How many gecrb cards do you have? Limits. Cli's?

@SunriseEarth 4th statements will come out around mid September, do you think that's too soon? I'm itching to try now but I only heard one person say they had luck on 3rd statement. Decisions decisions.
AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Moderator
Posts: 5,636
Registered: ‎08-12-2013
0

Re: How many gecrb cards do you have? Limits. Cli's?


musicon1110 wrote:
@SunriseEarth 4th statements will come out around mid September, do you think that's too soon? I'm itching to try now but I only heard one person say they had luck on 3rd statement. Decisions decisions.

My understanding is that GE is like clockwork about every 4th statement.  I've only hit the LUV button once with my JCP back in June (opened TL in Nov 2012)...went from $250 to $750.  I'm not trying again on JCP until after Oct statement posts.

Start: 619 (Wally, 9/2013) | Current: 739 (Wally, 3/2/15), 756 (Merrick, 2/16/15)
AMEX BCE $13500 | Care Credit $10200 | JCP $8000 | Overstock $5200 | Citi DC WMC $5000 | Walmart Store $5000 | Amazon Store $5000 | Cap 1 QS $4750 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Gold Violin $1750 | VS $1450 | Merrick $1200 | Target $1000 | ~~Gardening Since 3/17/15
Valued Member
Posts: 36
Registered: ‎10-18-2012
0

Re: How many gecrb cards do you have? Limits. Cli's?

@SunriseEarth "LUV" my mistake. Newbie. hahaha. Thank you for that advice! I've been reading a lot of different opinions about the way GE works with customer initiated cli's. Nice increase on your JCP card btw! I've been trying to get one but I think I'm blacklisted. Oh, well. So, I'll try after 4th statement comes out around Setember 19th. I'll let you know, and come October let me know if you got more luv on your JCP!
AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Moderator
Posts: 5,636
Registered: ‎08-12-2013
0

Re: How many gecrb cards do you have? Limits. Cli's?


musicon1110 wrote:
@SunriseEarth "LUV" my mistake. Newbie. hahaha. Thank you for that advice! I've been reading a lot of different opinions about the way GE works with customer initiated cli's. Nice increase on your JCP card btw! I've been trying to get one but I think I'm blacklisted. Oh, well. So, I'll try after 4th statement comes out around Setember 19th. I'll let you know, and come October let me know if you got more luv on your JCP!

Thanks!  I remember the moment it was approved...and I was thrilled!

I easily got $700 when I opened Amazon on 7/21, but only got $300 at WalMart on 8/9.  Maybe GE got nervous.  But if I use those cards right and treat them well, I expect good CLIs.  I've been very happy with GE in my rebuild process and while some people further along their career path gripe about their APRs, the GE rates are still lower than my rebuider cards (Credit One and Merrick).

Start: 619 (Wally, 9/2013) | Current: 739 (Wally, 3/2/15), 756 (Merrick, 2/16/15)
AMEX BCE $13500 | Care Credit $10200 | JCP $8000 | Overstock $5200 | Citi DC WMC $5000 | Walmart Store $5000 | Amazon Store $5000 | Cap 1 QS $4750 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Gold Violin $1750 | VS $1450 | Merrick $1200 | Target $1000 | ~~Gardening Since 3/17/15
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

Re: How many gecrb cards do you have? Limits. Cli's?


maiden_girl wrote:

After reading about GE putting 90 day holds on ALL related accounts...I think I'll stop asking them for CLIs...well after I get my Walmart Discover card to 6k. Lol.


90 day holds from CLI requests? Whats this all about? Never heard about this?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Valued Contributor
Posts: 7,300
Registered: ‎10-21-2012
0

Re: How many gecrb cards do you have? Limits. Cli's?


shane82388 wrote:

maiden_girl wrote:

After reading about GE putting 90 day holds on ALL related accounts...I think I'll stop asking them for CLIs...well after I get my Walmart Discover card to 6k. Lol.


90 day holds from CLI requests? Whats this all about? Never heard about this?


Yup - it's happening.  There's been a few recent threads by individuals' whose GECRB accounts were either frozen or closed due to AA of some sort.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.