Credit Cards

[JusdoNit]

It just depends.  I have 30 inquiries that I know of for sure on EX over the last 18 months and 20 plus on EQ and TU and yet I just got approved for every card I applied for (even Target).  I know EQ and TU only look at the last year, but it's still more than 20 on each of those

[UFGuy2006]

DCU thinks 3-4 in a six month period is excessive... 

[iMacDrew]

a dozen.

[tbolt2]

In the last two days I was approved for 1000.00 each for a Citi Simplicity and Discover More :

6 inquiries at Experian (zero in the last year) ,

22 inquiries at Equifax (9 of them within the last year).

[Open123]

Most issuers will be weary with 6+ over any 12 month span.  It doesn't mean they won't approve you, but require some kind of reason for the inquiries.

[creditnocash]

i have 12 total at the moment over all three reports.4 over a year old  5 in the past 6 months which one was a checking account that pulled eq. i have not been denied for anything in the past 3 months. 

i hope thats not too much for amex. (just to start the backdating process) 

and my cosigned car loan/lease.

[webhopper]

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flowfaster wrote:
It really depends on the lender. GECRB not so much but Citi thinks 2-3 is too much.

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+1 when I went on my app spree I had over 15 on each report (mortgage related) Amex didn't care. Chase cared but they were fine once I explained them during recon. Discover cared a lot (I don't know if its because I already had a card with them and they didn't want me to have 2 cards) Nfcu did not care. Gecrb did not care. Scores were above 680 in Feb when I apped

[Open123]

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OlegWasHere wrote:

i hope thats not too much for amex. (just to start the backdating process) 

and my cosigned car loan/lease.

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Amex isn't very inquiry sensitive at all.  

[creditnocash]

This would be my first Amex.
That's good news. After i start Amex I won't applying for anything in the forseeable future.
So if auto is lumped into one. I'll have 13 total. And two more fall off by year end

[webhopper]

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OlegWasHere wrote:
This would be my first Amex.
That's good news. After i start Amex I won't applying for anything in the forseeable future.
So if auto is lumped into one. I'll have 13 total. And two more fall off by year end

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With amex charge cards they are not as inquiry sensitive. I have no knowledge in regards to their revolvers