Reply
Regular Contributor
Posts: 159
Registered: ‎11-29-2007
0

How many inquirys hurt?

I was thinking of applying for a buis card and I was wondering how many Inq does it take to hurt. I have 4 TU(709) 3 will drop in dec. Eq(694) 1 ,it will drop in dec and 0 on Exp(695). Do I have to many and what do you think my chances are of getting approved and with what limit? Thanks
TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.
Established Contributor
Posts: 971
Registered: ‎01-13-2008
0

Re: How many inquirys hurt?

Your inqs are light and your scores are pretty good. Shop wisely and you can get a good card.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Regular Contributor
Posts: 199
Registered: ‎05-29-2008
0

Re: How many inquirys hurt?

I went from 798 to 792 on transunion with only one inquiry. It all depends on the the bucket you're in. My experience is the higher the scores the bigger the inmpact. 
Established Contributor
Posts: 971
Registered: ‎01-13-2008
0

Re: How many inquirys hurt?

Musta been hell....:smileytongue:
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Regular Contributor
Posts: 159
Registered: ‎11-29-2007
0

Re: How many inquirys hurt?

A good card meaning what? In the buis I could charge up to $60,000 a month. I have the suppliers that I have 30 day accts with but I doubt I'll find a card with that limit. Thats to bad too---look at all those points.
TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.