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How many inquirys hurt?

Regular Contributor

How many inquirys hurt?

I was thinking of applying for a buis card and I was wondering how many Inq does it take to hurt. I have 4 TU(709) 3 will drop in dec. Eq(694) 1 ,it will drop in dec and 0 on Exp(695). Do I have to many and what do you think my chances are of getting approved and with what limit? Thanks
Message 1 of 5
4 REPLIES
Established Contributor

Re: How many inquirys hurt?

Your inqs are light and your scores are pretty good. Shop wisely and you can get a good card.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 2 of 5
Regular Contributor

Re: How many inquirys hurt?

I went from 798 to 792 on transunion with only one inquiry. It all depends on the the bucket you're in. My experience is the higher the scores the bigger the inmpact. 
Message 3 of 5
Established Contributor

Re: How many inquirys hurt?

Musta been hell....Smiley Tongue
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 4 of 5
Regular Contributor

Re: How many inquirys hurt?

A good card meaning what? In the buis I could charge up to $60,000 a month. I have the suppliers that I have 30 day accts with but I doubt I'll find a card with that limit. Thats to bad too---look at all those points.
Message 5 of 5