I was able to get them to restore my last credit line decline. They have been chasing my balance and I finally got tired of it. They said that my utl was too high, i told them that I have paid over 8k in the last year but because they keep chasing like other cards it does not look like I am making any progress. After explaining why I have been only paying the minimum on the card (lowest interest rate) I agreed to make rather large payments that will have my account paid within 1 1/2 years and they agreed to reinstate my cl and not lower it. Not sure if it helps but I have not charged anything on the card in about 2 years now. I did not have any luck with getting to reinstate my other BOFA card they closed after PIF.
As of 11/14/2012 EQ: 672
5 inqs in the last year - October 25, 2012, July 05, 2012, July 03, 2012, June 18, 2012, February 16, 2012
(Report reads them as 3) Your applications for credit in the past year
3 inquiries
Last account opened June 2012
Average age of your accounts
6 years
Number of your accounts with a missed payment
0 accounts
Ratio of your revolving balances to your credit limits
82% (Ouch)