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How many to app for at a time?

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longtimelurker
Epic Contributor

Re: How many to app for at a time?

Well, better than two Sallie Maes....

 

Depending on credit history and how much work you want to do, consider:

 

http://www.tdbank.com/personalcreditcard/cashrewardscard.html

 

This is 5% cash back without limit but only for 6 months.  However, word is that once you close it for two months, you can get another as a "new" customer and get 6 more months, meaning that a couple could always have one active.   If you don't have an account, you do need to go to a branch to open, which might be an issue depending on where you live.   Wells Fargo has a similar card, but it's not clear you can "renew" that.

Message 21 of 24
Linear23
Valued Member

Re: How many to app for at a time?

Probably a stupid question but, is the sallie Mae card connected with the student loans? I have student loans on deferment with sallie Mae so I don't know if that will hurt my chances.

And yes, I do have a SO! But my SO has horrible credit so I would need to do all of this myself.
Message 22 of 24
cjc343
Valued Member

Re: How many to app for at a time?

Can't speak to how it affects your chances, but one of the rebate options is to use it towards payment on a student loan.

 

https://www.salliemae.com/landing/WorldCreditCard/

Message 23 of 24
Themanwhocan
Senior Contributor

Re: How many to app for at a time?


@Linear23 wrote:
Probably a stupid question but, is the sallie Mae card connected with the student loans? I have student loans on deferment with sallie Mae so I don't know if that will hurt my chances.

And yes, I do have a SO! But my SO has horrible credit so I would need to do all of this myself.

Apparently someone with a 654 score obtained a Sallie Mae, so its not all that exclusive to get.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 24 of 24
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