Frequent Contributor
Posts: 374
Registered: ‎02-10-2013

Re: How many tradelines for a 700-800 club score?

My signature showed my 700+ FICO scores across all three Credit Report Companies.

I only have 2 accounts, AAoA is 1.1 years, and my oldest account is 2 years.

I guess my scores are so good is because I'm just establishing credit and I don't have any baddies.
As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000

Regular Contributor
Posts: 146
Registered: ‎01-05-2013

Re: How many tradelines for a 700-800 club score?

Rather than number of tradelines, I think the AAoA + clean report is more important?

Last app 5/7/2014

No apps until 3/31/2016!
Super Contributor
Posts: 9,189
Registered: ‎04-22-2013

Re: How many tradelines for a 700-800 club score?

The FICO score breakdown is explained on this very site!  See


So payment history is 35%, amount owed is 30%, AAoA is 15%, new credit (inqs) 10% and credit mix 10%


So number of lines comes into credit mix, which is very small.   Keep amounts owed low, pay on time, and don't app very often, and the high scores will come.

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