07-24-2013 10:30 AM
07-24-2013 10:57 AM
The FICO score breakdown is explained on this very site! See http://www.myfico.com/crediteducation/WhatsInYourS
So payment history is 35%, amount owed is 30%, AAoA is 15%, new credit (inqs) 10% and credit mix 10%
So number of lines comes into credit mix, which is very small. Keep amounts owed low, pay on time, and don't app very often, and the high scores will come.
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