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How much credit do you have??

Established Member

Re: How much credit do you have??

^ now we are talking...anyone beat the above??

Message 11 of 45
Valued Member

Re: How much credit do you have??

$60,100 total CL. 4 Visa cards and one Amex charge, I'd like to add a Discover.

Amex Green, Signal FCU Platinum Visa, Navy FCU Cash Rewards Visa Sig., Citi Forward Visa, Barclaycard Apple Financing Visa
Message 12 of 45
Established Contributor

Re: How much credit do you have??

$96,200. So close to $100k!

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 13 of 45
Valued Contributor

Re: How much credit do you have??


sambam94 wrote:

^ now we are talking...anyone beat the above??


Quite a few on this forum have high limits, I currently have about $200K in credit cards

Message 14 of 45
Frequent Contributor

Re: How much credit do you have??

60k and increasing fast


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 15 of 45
Moderator Emeritus

Re: How much credit do you have??

$6,150 spread over 4 cards and not one preapproval offer.  I'm beginning to feel as though no one wants me.  Smiley Sad

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 16 of 45
Frequent Contributor

Re: How much credit do you have??


Shogun wrote:

$6,150 spread over 4 cards and not one preapproval offer.  I'm beginning to feel as though no one wants me.  Smiley Sad


you have an exelent credit score why not get a high limit card?


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 17 of 45
Moderator Emeritus

Re: How much credit do you have??

I don't know.  Highest CL is my Barclay NFL at $2500, I have a Walmart GE @ $2000, Cap1@ $1000 and GE Lowes @$650.  Just got the Barclays in Nov.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 18 of 45
Moderator Emeritus

Re: How much credit do you have??

More than I'll ever need.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 19 of 45
Senior Contributor

Re: How much credit do you have??

$135,500 over like 19 cards lol...

Aiming for like $170,000 in the next six months!! Lol looking forward to clis from:
Amex BCE
Wmt Discover
Paypal MC
Chase Freedom
Discover Motiva
Lowe's


LOL I have a goal cli for most of my accounts. My avail credit is very near my income, so I hope that doesn't hinder clis in the future for me!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 45