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How much credit do you have??

Valued Contributor

Re: How much credit do you have??

    As of today at $178,000.00 all I can think of is the knowlege I have gained from this forum as I can remember in the year 2007 rebuilding my credit with baddies no credit cards at all and started out with a boa secured card with a $200.00 limit and look where I am at now!!!!


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Valued Contributor

Re: How much credit do you have??

I have over $100K on all my cards including business credit in which I am still building!

 

But I can say I will never use half of it LOL Smiley LOL


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Valued Contributor

Re: How much credit do you have??


tray wrote:

    As of today at $178,000.00 all I can think of is the knowlege I have gained from this forum as I can remember in the year 2007 rebuilding my credit with baddies no credit cards at all and started out with a boa secured card with a $200.00 limit and look where I am at now!!!!


And that, friends...is the power of knowledge!!!  Congrats on your journey!!!

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Regular Contributor

Re: How much credit do you have??

6000 over 6 cards


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Regular Contributor

Re: How much credit do you have??

Slightly > $250k if not counting AUs.  And no junk lines amongst them.

 

And I ain't stopping as I've got about 3 more cards on my list and a few CLIs planned.

Valued Contributor

Re: How much credit do you have??

Not much. $4,600 across three cards...I will get it up some more after I close on the house next week. I plan to garden until Sept though.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Member

Re: How much credit do you have??

$19,700

Citi Forward ($9,000), Amex BCE ($6,000), Chase Freedom ($3,000), Discover IT ($1,700)
Valued Contributor

Re: How much credit do you have??

Including store cards about $24k . Hoping to increase my chase cards in six months.

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor

Re: How much credit do you have??

More then I will ever need or use!

Ray

** Every Card has a Job, and Every Card does its Job **
Valued Contributor

Re: How much credit do you have??

182k


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797