How much utilization should I list on CLI for highest raise?

[Anonymous]

sheet asks for mortgage payment, income and how much I use cc per month. Does the amount I list for cc usage effect the amount given at all?

[Anonymous]

If you're talking about Cap1, I always leave that field blank for two reasons:

1) It's optional and none of their business
2) I'm convinced the one time I answered it (honestly) it shortchanged me and gave me a smaller CLI than I probably would have gotten.

[Imperfectfuture]

Just went through EO to get 2x increase to 3k (have to wait until late August to request apr reduction). EO is the easiest method.

[Anonymous]

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@Imperfectfuture wrote:
Just went through EO to get 2x increase to 3k (have to wait until late August to request apr reduction). EO is the easiest method.

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Congratulations! How long did the process take from when you reached out to EO to when you saw the CLI on your account?

[Godoi25]

I don't know how much you should list, I put 3500 a month (which is true) and got a 4k increase from 4.5k to 8.5k last week. My previous increase was from 1.5k to 4.5k six months ago but I dnt remember how much I listed at the time.