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Though mine is Apple Barclay, got it in April with a CL of $2000. Put about $1300+ of charges on it in June (iWatch and 128GB iPhone 6), paid $50-$100 a month until November in which I lump summed the remainnig balance of $900+ and some change right before the 5th statement. Statement cut and it went up to $3700 ([AUTO CLI] which is now my highest personal credit line). Just put another $2.2k charge on it (iPad Pro and iPad Air) so hopefully I get another bump in the Spring
I did try for a manual CLI which resulted in a failure and a hardpull. Of course, it hadn't been opened for nearly two months and I had tons of deliquent accounts so that's probably what held me back
@Anonymous wrote:How much was your first Barclay credit line increase on your rewards card?
Limits and CLI's are not just a matter of the creditor or product. One's credit profile and income determine what one qualifies for. You can't just poll others to determine what you'd get or when.
@Anonymous wrote:
I specifically have a Barclays rewards card but any card from Barclays is fine. I started with a $2000 credit limit in my 5th statement is being cut in a few days. I was hoping for some auto love is not having to ask. How much did you receive on your first initial credit line increase? And how far out was it? 5 months 6 months a year etc?
$2,500 CLI on the Sallie Mae just over 6 months out at my request.
It's not just a matter of time either. Again, it's your profile and income versus the underwriting criteria.
4500 -> 7500 at 6th statement
I went from $3300 to $5000 in 15 months or so.
I never had a reason to request a CLI before then. But as circumstances change, sometimes CLs need to change too!
I've had my rewards card for a little over a year now. I went from $1,300 to $2,000 in the first 6 months. Then a few weeks ago I got an increase (took a HP) to $7,000 where I sit now.
@Anonymous wrote:I've had my NFL Visa since January 3, 2015. No CLI's. I've had my Sallie Mae since April 3, 2015. No CLI's. In fairness, if I were Barclays I wouldn't give me one either. The only thing I use the SM for is gas and groceries, and I never carry a balance. The only thing I've used the NFL card for since the bonus spend is a 0% balance transfer check. They're losing money on me.
Same for me. I've had SM for a year and had no CLIs.