Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 403
Registered: ‎02-01-2010
0

Re: How often amex does financial reviews?


lionsfan20 wrote:

I want to increase my limit to 20k after starting at 15k in july..my problem is I really dont have any income and IM afraid they might to a f/r.

 

Anyone ever been reviewed for requesting? and if they have , was it a bad experience?


I have no idea if they will FR you but having been started with 15K and NO income, if I were you, I'd stay under their radar, especially as you've only had the card a few months. Good luck if you decide to pursue the CLI.

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Valued Contributor
Posts: 1,257
Registered: ‎07-18-2009
0

Re: How often amex does financial reviews?

I presume the OP's income was more significant when he apped for the card in June/July.

 

In any case so far he has been using the card responsibly but these are the sort of underlying reasons Amex does FRs.  Verifying income/assets.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Frequent Contributor
Posts: 288
Registered: ‎02-06-2012
0

Re: How often amex does financial reviews?

I have no idea why you would continue to keep pushing the limit with them ? You're going to have to lie about a large income, because if you dont they will 100% F/R you because your income wont match your spending. 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.