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New Member
Posts: 4
Registered: ‎07-07-2011
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How often do credit cards update balances at Credit Bureaus?

Has anyone observed how often Credit cards (Cap 1, Barclay, etc.) update balances at the credit bureaus?

Weekly, Monthly, or at monthly statement close?

Do cards update all bureaus on the same dates?

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: How often do credit cards update balances at Credit Bureaus?

i believe theyreport to credit bureau evrymonth few days after your statement cut off time.........

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Blogger
Posts: 3,360
Registered: ‎10-19-2012
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Re: How often do credit cards update balances at Credit Bureaus?


nicholasyud wrote:
i believe theyreport to credit bureau evrymonth few days after your statement cut off time.........

Typically, yes. 

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: How often do credit cards update balances at Credit Bureaus?

within 24 hours if you pay hundreds for a rapid rescore Smiley Tongue not recommended unless trying to buy a house and screwed up on paying off balances at last minute


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
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Re: How often do credit cards update balances at Credit Bureaus?

Some CC companies will mid-cycle report. I've seen reports of Barclays, Discover and Cap1 (Cap1 is unique because the poster stated that they missed a timely payment).

 

All in all, if you are worried about who reports what, post what cards you have and we can try to help.


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