How often do you request a new replacement card?

Razeus · ‎04-02-2012

I usually request new cards for all my accounts at the beginning of the year - usually citing the magnetic strip not taking. Just to get my cards relatively fresh looking, I think I'll start doing it every 6 months.

bribro · ‎04-20-2012

Whenever mine start to really look worn out.

Credit Karma Score: 809 (6/8/13)
Credit Sesame Score: 795 (6/8/13)

J.P. Morgan Palladium ($100k x3) | AmEx Blue Sky ($50k) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | Lexus Financial Services ($30k)

MyCreditSucksTheMost · ‎08-13-2012

bribro wrote:
Whenever mine start to really look worn out.

Do you ever melt the paladium down and sell it?lol.

I probably get a new card every couple of years, I dont feel like dealing with hassle unless something warrants the need.

Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-695 Equifax-686 Experian 672(as of 01/05/12):
Goal 760 Across the Board:

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Coldness · ‎12-30-2010

Yeah, I just wait until they expire and a new one comes in... we'll see how Amex and Discover look towards the end of their life with such long expiration times.

Unless a card actually has a strip fail, I see no reason to replace it. It's still just plastic sitting in my wallet 99% of the time. if it looks a ltitle worn it's just battle scars

jd5189 · ‎08-14-2012

Usually about every 6 months. From being in my wallet and sitting on them, they usually end up cracking right below the mag strip. Never looks good handing someone a cracked Amex!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.

DeadSpider · ‎07-29-2012

Unless the card is not working I don't order any.

My BOA debit card after about 6 months it snapped it half and they wanted $5 to replace it !!

I was ready to close my account if they didn't send me free replacement card.

Unless you forgot your card in HOT car it should work till expiation date.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

Starting Score: 0
Current Score: 742
Goal Score: 800

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ajh5408 · ‎04-13-2012

Only occasionally, and usually due to bending/cracking more than strip wear. Some cards definitely take abuse a lot better than others, though... I try not to be too OCD about scuffing, or I'd have to replace my AMEX Clear after just about every use.

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
Citi Forward [$6K] // BoA Privileges Cash [$5K] // Discover it [$3.5K] // Citi ThankYou Preferred [$2.2K] //

Quips · ‎03-05-2012

Rarely - only when they are hard for the card swipers to read. Worn out a couple of Amex's over the years but that's about it

FICO: EQ 793, TU 769 , EX ???

Amex: (Coscto TE, BCP) Chase: (Freedom, MP Explorer, Marriott), US Bank: (Cash +), Citi: (Advantage MC, Home Depot) BoA: (Cash Reward Sig VISA)

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How often do you request a new replacement card?

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