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Frequent Contributor
Razeus
Posts: 387
Registered: ‎04-02-2012
0

How often do you request a new replacement card?

[ Edited ]

I usually request new cards for all my accounts at the beginning of the year - usually citing the magnetic strip not taking.  Just to get my cards relatively fresh looking, I think I'll start doing it every 6 months.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: How often do you request a new replacement card?

Whenever mine start to really look worn out.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
New Contributor
MyCreditSucksTheMost
Posts: 84
Registered: ‎08-13-2012
0

Re: How often do you request a new replacement card?


bribro wrote:

Whenever mine start to really look worn out.


 Do you ever melt the paladium down and sell it?lol.

 

 

 I probably get a new card every couple of years, I dont feel like dealing with hassle unless something warrants the need.

 




Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):

Goal 760 Across the Board:







Contributor
Coldness
Posts: 97
Registered: ‎12-30-2010
0

Re: How often do you request a new replacement card?

Yeah, I just wait until they expire and a new one comes in... we'll see how Amex and Discover look towards the end of their life with such long expiration times. 

 

Unless a card actually has a strip fail, I see no reason to replace it. It's still just plastic sitting in my wallet 99% of the time. if it looks a ltitle worn it's just battle scars :smileywink: 

Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: How often do you request a new replacement card?

Usually about every 6 months. From being in my wallet and sitting on them, they usually end up cracking right below the mag strip. Never looks good handing someone a cracked Amex! :smileytongue:

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012
0

Re: How often do you request a new replacement card?

Unless the card is not working I don't order any.

My BOA debit card after about 6 months it snapped it half and they wanted $5 to replace it !!

I was ready to close my account if they didn't send me free replacement card.

Unless you forgot your card in HOT car it should work till expiation date.

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


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Contributor
ajh5408
Posts: 98
Registered: ‎04-13-2012
0

Re: How often do you request a new replacement card?

Only occasionally, and usually due to bending/cracking more than strip wear. Some cards definitely take abuse a lot better than others, though... I try not to be too OCD about scuffing, or I'd have to replace my AMEX Clear after just about every use. :smileyfrustrated:

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
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Regular Contributor
Quips
Posts: 157
Registered: ‎03-05-2012
0

Re: How often do you request a new replacement card?

Rarely - only when they are hard for the card swipers to read. Worn out a couple of Amex's over the years but that's about it

FICO: EQ 769, TU 762 , EX ???


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