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How often do you request a new replacement card?

Frequent Contributor

How often do you request a new replacement card?

I usually request new cards for all my accounts at the beginning of the year - usually citing the magnetic strip not taking.  Just to get my cards relatively fresh looking, I think I'll start doing it every 6 months.

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 1 of 8
7 REPLIES
Valued Contributor

Re: How often do you request a new replacement card?

Whenever mine start to really look worn out.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 2 of 8
New Contributor

Re: How often do you request a new replacement card?


bribro wrote:

Whenever mine start to really look worn out.


 Do you ever melt the paladium down and sell it?lol.

 

 

 I probably get a new card every couple of years, I dont feel like dealing with hassle unless something warrants the need.

 




Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):

Goal 760 Across the Board:







Message 3 of 8
Contributor

Re: How often do you request a new replacement card?

Yeah, I just wait until they expire and a new one comes in... we'll see how Amex and Discover look towards the end of their life with such long expiration times. 

 

Unless a card actually has a strip fail, I see no reason to replace it. It's still just plastic sitting in my wallet 99% of the time. if it looks a ltitle worn it's just battle scars Smiley Wink 

Message 4 of 8
Frequent Contributor

Re: How often do you request a new replacement card?

Usually about every 6 months. From being in my wallet and sitting on them, they usually end up cracking right below the mag strip. Never looks good handing someone a cracked Amex! Smiley Tongue

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 5 of 8
Frequent Contributor

Re: How often do you request a new replacement card?

Unless the card is not working I don't order any.

My BOA debit card after about 6 months it snapped it half and they wanted $5 to replace it !!

I was ready to close my account if they didn't send me free replacement card.

Unless you forgot your card in HOT car it should work till expiation date.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 800ish Shooting for 800+
BCE 20K,ED 10K,Sky 2K, DCVR $6800, Slate 8K, Freedom 5k, Care Credit 10K, Lowes 10K, Cap1 QS $11500, Venture 15K, Paypal 5k Hidden, US Bank Edge Cash Business 20K and NFL $1500 soon to DIE.
Message 6 of 8
Contributor

Re: How often do you request a new replacement card?

Only occasionally, and usually due to bending/cracking more than strip wear. Some cards definitely take abuse a lot better than others, though... I try not to be too OCD about scuffing, or I'd have to replace my AMEX Clear after just about every use. Smiley Frustrated

Message 7 of 8
Highlighted
Regular Contributor

Re: How often do you request a new replacement card?

Rarely - only when they are hard for the card swipers to read. Worn out a couple of Amex's over the years but that's about it

FICO: EQ 769, TU 762 , EX ???

Message 8 of 8