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Established Contributor
Cdnewmanpac
Posts: 767
Registered: ‎01-16-2012
0

How often does Amex update offers?

I click the pre-approved offers button on the amex site every few weeks and it is always "we're sorry...". I check my soft pulls from experian regularly and have never seen an Amex soft. I can only check softs on TU/EQ once a year, but have done so in the last 3 months and again not seen anything from Amex. I know my scores aren't awesome (plus scores all over 700 at this point, ck 678, tu vant 824, eq fico 685), but thought at least maybe a zync? I had a green card charge off in 1988 (idiot college student) and am wondering if I am blacklisted or if my scores just aren't in the pre-approval range, etc. or if they just haven't updated since my scores have improved. Thoughts?

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Senior Contributor
drkaje
Posts: 3,489
Registered: ‎07-25-2008
0

Re: How often does Amex update offers?

Do you owe them anything from 1988?

 

Are you opted-out?


Starting Score: 675
Current Score: EX 754 FICO, EQ 737FICO
Goal Score: 776 FICO


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Established Contributor
Cdnewmanpac
Posts: 767
Registered: ‎01-16-2012
0

Re: How often does Amex update offers?

I honestly can't remember. I know the card was closed and I may have paid it off or not. I went to a small liberal arts college and lots of drugs were involved. There are whole semesters I can't quite remember (despite my 3.6 gpa).

 

I have not opted out. I get offers from discover and chase with some regularity (via mail) and used to get credit one/cap 1/orchard/1st premier, though those have dried up as my credit has improved.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.

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