How often does Citi update FICO Scores?

[Anonymous]

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@Anonymous wrote:

You get new ones about once a month, and they are always about two weeks old.

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You got that right.

[thelethargicage]

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@Anonymous wrote:

Walmart's FICO is monthly also.  I believe they all are.  If you want frequent updates there's the $19.95 a month here. 

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I don't need more frequent updates. I just don't understand why they display the score 2 weeks after they pull it. Why not show it right away?

[thelethargicage]

Besides, I can get a regular EQ FICO for $12.95 anytime, instead of this FAKO-looking Bankcard Enhanced crapola.

[FinStar]

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@thelethargicage wrote:

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@Anonymous wrote:

Walmart's FICO is monthly also.  I believe they all are.  If you want frequent updates there's the $19.95 a month here. 

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I don't need more frequent updates. I just don't understand why they display the score 2 weeks after they pull it. Why not show it right away?

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If it's that big of an issue, why don't you write them or hit them up on twitter or FB?

Personally, I don't care since I'm glad they provide it like most other lenders have started doing so.  And let's face it, sometimes Barclays takes a while to update theirs too!  It's free, it's there, it's good.  Let's say there was a lag of a couple days before it was updated - it still wouldn't be that accurate for some folks since it's bound to fluctuate if something changed on an individual's profile in those couple days. 

[Anonymous]

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@thelethargicage wrote:

I just got my first FICO score from Citi, but I noticed it was from a SP done 2 weeks ago. Do they usually give you 2-week old FICOs? I changed my payment date from the 27th day of the month to the 3rd when I activated my card. I wonder if that had something to do with it.

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I know that they have it, and my usually update the second week of each month, but honestly I do not pay more attention to their score.

[thelethargicage]

Barclays displays the updated FICO the very day they pull it.

Citi, on the other hand, pulls it on X date but shows it to you 2 weeks later.

Discover pulls it on the 17th of the month but won't display until the day before the statement closes (in my case, the 22nd).

[Aarvard]

Mine is on the 10th of every month. Not sure about others.