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How often does Citi update FICO Scores?

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thelethargicage
Valued Contributor

How often does Citi update FICO Scores?

I just got my first FICO score from Citi, but I noticed it was from a SP done 2 weeks ago. Do they usually give you 2-week old FICOs? I changed my payment date from the 27th day of the month to the 3rd when I activated my card. I wonder if that had something to do with it.


Message 1 of 17
16 REPLIES 16
JSS3
Valued Contributor

Re: How often does Citi update FICO Scores?

10th of the month.

Message 2 of 17
Anonymous
Not applicable

Re: How often does Citi update FICO Scores?

once a month.

Message 3 of 17
Anonymous
Not applicable

Re: How often does Citi update FICO Scores?

Mine just updated from 3/21 to 4/21 on about 5/4. 

Message 4 of 17
Anonymous
Not applicable

Re: How often does Citi update FICO Scores?

You get new ones about once a month, and they are always about two weeks old.

Message 5 of 17
thelethargicage
Valued Contributor

Re: How often does Citi update FICO Scores?

2-week old FICOs? What a joke


Message 6 of 17
kdm31091
Super Contributor

Re: How often does Citi update FICO Scores?


@thelethargicage wrote:
2-week old FICOs? What a joke

Well, it's a free FICO. None of my free FICOs, from Discover, Barclay or even Cap One's FAKO, update daily or even weekly and I'm sure the data is not brand new when reported to me. But it's free, so that's what you get.

Message 7 of 17
thelethargicage
Valued Contributor

Re: How often does Citi update FICO Scores?

A monthly update is fine, but I don't understand why they would take so long to display the updated score.


Message 8 of 17
BallBounces
Valued Contributor

Re: How often does Citi update FICO Scores?


@Anonymous wrote:

Mine just updated from 3/21 to 4/21 on about 5/4. 



This is exactly consistent with my experience.

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 9 of 17
Anonymous
Not applicable

Re: How often does Citi update FICO Scores?

Walmart's FICO is monthly also.  I believe they all are.  If you want frequent updates there's the $19.95 a month here. 

Message 10 of 17
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