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Valued Contributor
Shellie
Posts: 1,237
Registered: ‎05-15-2013
0

How often does Comenity Bank do CLI's?

Do they seriously make you wait 12 months for your first CLI?

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Established Contributor
tattooedhusker
Posts: 504
Registered: ‎10-25-2012
0

Re: How often does Comenity Bank do CLI's?


Shellie wrote:

Do they seriously make you wait 12 months for your first CLI?


The first is at the 9th statement, then every 3 months after that. That was with my Gordman's card, but YMMV.

NFCU CashRewards $13.5k | AMEX BCE $9.5k | Lowes $17k | Sportsmanss guide $6.6k | Chase Freedom $1k | Discover IT $1.4k |
Walmart $8k | Gordman's $2150 |
Scores: EQ: 676 EX: 714 TU: 720 Goal: 750 across the board
Valued Contributor
Shellie
Posts: 1,237
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

Do they give decent increases?

 

How did you get a Gordmans card, btw?

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: How often does Comenity Bank do CLI's?

Both of mine (VS & Brylane) waited every bit of 9 months....close to 10 actually. I got mine thru the luv button and they both were increased by 400. Not much but I rarely use them both and I am really just trying to get all limits to at least 1k. VS almost made it....lol

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
tattooedhusker
Posts: 504
Registered: ‎10-25-2012
0

Re: How often does Comenity Bank do CLI's?


Shellie wrote:

Do they give decent increases?

 

How did you get a Gordmans card, btw?


$3-400 per pop, just got my 2nd increase last friday. I applied online, no shopping cart trick though :smileysad:

NFCU CashRewards $13.5k | AMEX BCE $9.5k | Lowes $17k | Sportsmanss guide $6.6k | Chase Freedom $1k | Discover IT $1.4k |
Walmart $8k | Gordman's $2150 |
Scores: EQ: 676 EX: 714 TU: 720 Goal: 750 across the board
Valued Contributor
Shellie
Posts: 1,237
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

I've only had my cards since May on the Maurices and probably June-July on VS.  I have used the Maurices card twice but with a $150 limit I really don't want to use it at all.  You could max that out in one trip to the store.  The VS opened with a $500 limit.  I don't have a VS any where near me so I have yet to use that one.  Thinking about it I hope it doesn't get closed on me for non-use!

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: How often does Comenity Bank do CLI's?

Comenity has been funny.

 

I have some Comenity cards that are over 9 months old and I haven't been able to get a CLI on any of them.

 

On the other hand, Until recently, I was able to get CLI's monthly on my J.Crew card. 1st one happened a month after I had gotten it and they were usually $200 a pop.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
Shellie
Posts: 1,237
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

I actually got the pop-up for J. Crew but I don't shop there so I didn't take it.  It didn't say what the limit was tho either?  I thought that was odd.

 

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: How often does Comenity Bank do CLI's?


Shellie wrote:

I actually got the pop-up for J. Crew but I don't shop there so I didn't take it.  It didn't say what the limit was tho either?  I thought that was odd.

 


Really? Mine said the limit when it popped up for me. That's definitely odd.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
Shellie
Posts: 1,237
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

I read over the whole thing and it didn't say it anywhere.  I'm sure that played a part in why I didn't accept it.  But really I would never shop at that store so I don't need it.

myFICO EQ Starting Score 568 05/01/2013 Current Score 657




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