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Valued Contributor
Posts: 1,286
Registered: ‎05-15-2013
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How often does Comenity Bank do CLI's?

Do they seriously make you wait 12 months for your first CLI?

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Established Contributor
Posts: 529
Registered: ‎10-25-2012
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Re: How often does Comenity Bank do CLI's?


Shellie wrote:

Do they seriously make you wait 12 months for your first CLI?


The first is at the 9th statement, then every 3 months after that. That was with my Gordman's card, but YMMV.

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Valued Contributor
Posts: 1,286
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

Do they give decent increases?

 

How did you get a Gordmans card, btw?

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Established Contributor
Posts: 985
Registered: ‎09-10-2012
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Re: How often does Comenity Bank do CLI's?

Both of mine (VS & Brylane) waited every bit of 9 months....close to 10 actually. I got mine thru the luv button and they both were increased by 400. Not much but I rarely use them both and I am really just trying to get all limits to at least 1k. VS almost made it....lol

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

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Established Contributor
Posts: 529
Registered: ‎10-25-2012
0

Re: How often does Comenity Bank do CLI's?


Shellie wrote:

Do they give decent increases?

 

How did you get a Gordmans card, btw?


$3-400 per pop, just got my 2nd increase last friday. I applied online, no shopping cart trick though Smiley Sad

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Valued Contributor
Posts: 1,286
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

I've only had my cards since May on the Maurices and probably June-July on VS.  I have used the Maurices card twice but with a $150 limit I really don't want to use it at all.  You could max that out in one trip to the store.  The VS opened with a $500 limit.  I don't have a VS any where near me so I have yet to use that one.  Thinking about it I hope it doesn't get closed on me for non-use!

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Valued Contributor
Posts: 2,121
Registered: ‎03-30-2012
0

Re: How often does Comenity Bank do CLI's?

Comenity has been funny.

 

I have some Comenity cards that are over 9 months old and I haven't been able to get a CLI on any of them.

 

On the other hand, Until recently, I was able to get CLI's monthly on my J.Crew card. 1st one happened a month after I had gotten it and they were usually $200 a pop.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor
Posts: 1,286
Registered: ‎05-15-2013
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Re: How often does Comenity Bank do CLI's?

I actually got the pop-up for J. Crew but I don't shop there so I didn't take it.  It didn't say what the limit was tho either?  I thought that was odd.

 

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



Valued Contributor
Posts: 2,121
Registered: ‎03-30-2012
0

Re: How often does Comenity Bank do CLI's?


Shellie wrote:

I actually got the pop-up for J. Crew but I don't shop there so I didn't take it.  It didn't say what the limit was tho either?  I thought that was odd.

 


Really? Mine said the limit when it popped up for me. That's definitely odd.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor
Posts: 1,286
Registered: ‎05-15-2013
0

Re: How often does Comenity Bank do CLI's?

I read over the whole thing and it didn't say it anywhere.  I'm sure that played a part in why I didn't accept it.  But really I would never shop at that store so I don't need it.

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



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