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How often does Comenity Bank do CLI's?

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Shellie
Valued Contributor

Re: How often does Comenity Bank do CLI's?

In everyone's opinion, do cc companies show more love if you PIF every month?  Or carry a balance, small or large?  Etc.

Message 21 of 25
Boonie
Frequent Contributor

Re: How often does Comenity Bank do CLI's?

I have several Comenity cards and usually get a CLI every 6 months via LUV button.  Comenity likes to see useage and it does not seem to matter if you PIF or carry a balance, it is more about useage.   It seems that other CC's generally give CLI's at the 6 or 12 mos.   There is always an exception, so it is hard to say exactly.

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 22 of 25
Shellie
Valued Contributor

Re: How often does Comenity Bank do CLI's?

I have used one of the cards twice now but not the other.  I guess I need to break down and make a trip to the city and go to VS.  Or order some lotions or something of their website so use that card.

Message 23 of 25
Boragard
Established Contributor

Re: How often does Comenity Bank do CLI's?

Well after reading this thread I decided to pull the trigger (again) and request a credit increase of my Comenity card (The Room Place). Back in June, June 23rd to be exact, I went into the store for a new bedroom set. I was originally going to pay cash, they offered their line of credit and said no interest for 6 months, which would be December 24th. If after 6 months APR would be 28.99%. I signed up for it and was approved. In September, I requested an increase via the luv button on the site, got the 7-10 day message which came back as a denial, at that time I was halfway done with payments. On November 15th, I was tired of making payments on this account and finally killed it. I got a new statement with a 0 (zero balance) for the month of December. Since I had no balance I hit the luv button again today at 10am CT after reading this thread and was approved for CLI of $500. I will take it! So I've had my account less than 6 months with an increase. I am thinking they want your balance to be 0 when requesting an increase. That is what I gather from previous experiences.
Message 24 of 25
john398
Senior Contributor

Re: How often does Comenity Bank do CLI's?

Yes I went from 1200 to 4700 by requesting CLI online, they seem very libral

@lithium78 wrote:

Anybody know anything about CLIs for the Comenity Total Rewards Visa?


Message 25 of 25
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