How often does Comenity do a soft pull?

[natecooper75]

Based on what I have seen, Comenity soft pulls Equifax. My Equifax score has increased to 683 over that last few months. During that time, I have been trying the shopping cart trick on various sites. I have never seen an approval from any of them. Do they do a soft pull every time you do the trick or do they only do it a few times a month? Is my score even high enough? I'm particularly looking at the Sportsman's Guide Visa so that I can have a card with a higher credit limit.

[SunriseEarth]

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@natecooper75 wrote:

Based on what I have seen, Comenity soft pulls Equifax. My Equifax score has increased to 683 over that last few months. During that time, I have been trying the shopping cart trick on various sites. I have never seen an approval from any of them. Do they do a soft pull every time you do the trick or do they only do it a few times a month? Is my score even high enough? I'm particularly looking at the Sportsman's Guide Visa so that I can have a card with a higher credit limit.

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FWIW, the members I've seen get the Sportsman's Guide Visa through the shopping cart trick had FICOs over 700.

[savage6970]

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@SunriseEarth wrote:

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@natecooper75 wrote:

Based on what I have seen, Comenity soft pulls Equifax. My Equifax score has increased to 683 over that last few months. During that time, I have been trying the shopping cart trick on various sites. I have never seen an approval from any of them. Do they do a soft pull every time you do the trick or do they only do it a few times a month? Is my score even high enough? I'm particularly looking at the Sportsman's Guide Visa so that I can have a card with a higher credit limit.

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FWIW, the members I've seen get the Sportsman's Guide Visa through the shopping cart trick had FICOs over 700.

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After following several threads on the forum about the shopping cart trick I signed on to the Sportsmans Guide website and registered an account. I then logged off and cleared my history,temp int files cache, and my cookies. I then signed back into TSG using a different browser(IE instead of Firefox). Put the Sportsmans Guide Membership in your cart, and a few other items. I put in a nice flannel lined jean jacket. Now proceed to checkout and your pop up should appear. I got an instant approval. They did not report a CL but I was pleased to find out it was $2500. There have been no pulls of any sort hard or soft on my reports. Also got a Total Rewards Visa the same way and have already got 3 CLI's(1 by phone 2 via the luv button and havent even used the card yet. When I got the TR Visa it did pop up that they pulled EX I think(maybe TU)and that my FICO was 666. I still havent seen any action at any CRA. Hope this helps.

[injustifiiable]

Popups for the Sportsman's Guide card didn't start coming for me until I was above 700.

I had put my middle initial in my profile and, since my EQ report still has my old apartment number listed, that as well.

I used IE.

The funny thing is that it's still pre-approving me even though I have a card. Kinda weird.

[ontop]

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@injustifiiable wrote:

I had put my middle initial in my profile and, since my EQ report still has my old apartment number listed, that as well.

I used IE.

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Hi Injustifiable,

It seems like there was no field to input middle initial, only first and last name, so do you remember how did you do it?

Thanks,

[injustifiiable]

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@ontop wrote:

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@injustifiiable wrote:

I had put my middle initial in my profile and, since my EQ report still has my old apartment number listed, that as well.

I used IE.

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Hi Injustifiable,

It seems like there was no field to input middle initial, only first and last name, so do you remember how did you do it?

Thanks,

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I just stuck both under First Name.

[IgnatiusReilly]

I haven't checked which CB they pulled from, but I just got approved for a Sportsman Visa with a CL of $7,000.  My scores are in the mid-700's.  At some point I will ask for a CL.  Hope this helps.  Also, I didn't get a pop-up with my CL, I called to get it. 

[injustifiiable]

Soft pull was done on EQ.

[ontop]

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@injustifiiable wrote:

I just stuck both under First Name.

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Oh, Nice trick! Why didn't I think of this

Thanks

[savage6970]

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@injustifiiable wrote:

Popups for the Sportsman's Guide card didn't start coming for me until I was above 700.

I had put my middle initial in my profile and, since my EQ report still has my old apartment number listed, that as well.

I used IE.

The funny thing is that it's still pre-approving me even though I have a card. Kinda weird.

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Forgot to mention this in my post. In my case for getting cart pre approvals some places have me as living in Apt 4 and some as in #4, and also the middle initial. Try all combos if your determined