@Anonymous wrote:
Just wondering how often does the calendar categories overlap? is there a point to having both of these cards together? I understand if someone spends more than the $1500 cap on one of the cards and can use the other if they're in the same rotating category quarter, but if someone doesn't. Is this combo useless?
It seems to be a quarter or two each year. Often, on first quarter gas.
No, this combo is not useless. In fact, I'm of the belief that for cash back seekers (as opposed to travel rewards seekers), these are the two cards that people should get first. The pair is just awesome. Having both means that, in most quarters, you will have a useful 5% category. Why not double up on your chances of a useful 5% category?
These two cards and a good 2% card can get someone a really nice system for cash back. And with the Discover cash back match year, there's no real need for the 2%er for the first year.
