How often does your USAA cc report?

[Grape]

Just curious how often peoples' USAA credit cards report to the CRAs? I ask because when I called to ask when my statements will cut (apparently the 1st or 2nd of every month), I also asked when USAA reports to the CRAs and I was told every 60 days.

[haulingthescoreup]

Nope, every month on the statement date, without fail. This is true for both my CC's and my HELOCs. The usual next day on EX and whenever on the other two, but that's the bureaus, not USAA.

--Somewhere on this planet, there must be a CSR who is willing to say, "Gosh, I don't know." Haven't found one yet, though.

[Grape]

Yup, that's what I thought. Thanks.

[brindle26]

I'm curious as to when they first report after being approved for a Card. They do report one's credit limit, right?

[mccallb]

USAA does report your upper credit limit.

Also, I don't know what your billing date is (mine's the10th) but it seems to close out around the 25th of the month.  So any balance paid down by then is usually reflected on next months credit monitoring.

[brindle26]

Thank you. I'll be receiving my card in about 8 days, decided not to have it overnighted. Hasn't showed up on any alerts yet.

[takeshi74]

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@Grape wrote:
Just curious how often peoples' USAA credit cards report to the CRAs?

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EVery month.

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@Grape wrote:
I also asked when USAA reports to the CRAs and I was told every 60 days.

USAA's CSR's are generally good in my experience but the usual caveats with CSR's apply.

[Anonymous]

USAA reports on statement cutoff date every month. I have two cards with different statement cutoff dates and they report on their own cut off dates.