How often should you get your FICO scores when bui... - myFICO® Forums

NICKI183 · ‎03-08-2008

As some of you know, I am fairly new to the board but have had a lot of fun obtaining new credit cards.

I know that my appitiis will catch up to me on my CRA's, but I think with the Kay ($5k) and Macy's ($1k) that will help with available utility. {still no word from HOOTERS applied on 2/29. not even a denial yet}

Anyway, I want to know how often should I request my numbers. I received my first numbers on Feb26 and second on March 5 (too soon).

I will have a few (6) delinquents coming off in July. When should I request another peek-aboo. I know I have to pay for it.

Checking to see the changes in my scores is getting costly and addictive.

Feedback on when to check would be nice.

Thanks

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%

ngerasimatos · ‎03-08-2008

I suggest using a FAKO score monitoring like TrueCredit or another company, and then only pulling your FICO when ready to "pull the trigger" on a big purchase.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club

haulingthescoreup · ‎03-09-2008

@ngerasimatos wrote:

I suggest using a FAKO score monitoring like TrueCredit or another company, and then only pulling your FICO when ready to "pull the trigger" on a big purchase.

For the sake of any new members reading this, I would just add that I would call it "report monitoring" rather than "FAKO score monitoring." My TrueCredit FAKO's wander drunkenly around, rarely paralleling my FICO's, but my TrueCredit reports let me know exactly when it's a good time to cough up $$$ for my FICO scores.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

scramblingin2007 · ‎03-09-2008

I use truecredit for my reports everyday...scorewatch for my eq..and I pull all three fico's every month.. Big changes happen when you are in the middle of fixing your cr..I went from a 607-652 OVERNIGHT so that was huge and I would not have known if I didnt buy a fico score. I use the promo codes every month to purchase all three. Oh I also have identity theft deluxe that gives me a full TU report and score every quarter... yes I am obsessed! But now that I cleaned up my cr I will prolly slow down now..yeah right!

How often should you get your FICO scores when building credit?

How often should you get your FICO scores when building credit?

Re: How often should you get your FICO scores when building credit?

Re: How often should you get your FICO scores when building credit?

Re: How often should you get your FICO scores when building credit?

How often should you get your FICO scores when building credit?

Get your FICO® Score for free

How often should you get your FICO scores when building credit?

Re: How often should you get your FICO scores when building credit?

Re: How often should you get your FICO scores when building credit?

Re: How often should you get your FICO scores when building credit?

Get your FICO Score for free