cancel
Showing results for 
Search instead for 
Did you mean: 

How often to ask for CLI with Chase Freedom?

tag
audia4
Established Contributor

How often to ask for CLI with Chase Freedom?

I ask for a CLI with my Chase Freedom back after having it for the 2 months and was denied.

 

How often can you ask? Why is there not a love button for them? Does a love button only show up when you are available to get an increase?

 

Do they ever give instant increases? Or do you always have to ask?

 

I've had a good history with them so far and ran thousands of $$ using the card and paid it right off. I left a small balance on it once just to see what happens with my credit scores.

 

I obtained 2 cards in the same night (Chase and Amex) and my 800+ scores took a little bit of a dive and now they have recovered. I've had this card since August. At the same time I ask for an increase with this card, I had also ask for an increase on my Amex, Wally Discover and Cap 1 and was denied for all of them.

 

2 days ago I ask for an increase on my Cap 1 and my Wally Discover (using the love button) and was instantly approved for a CLI. Is this a good sign that maybe Chase and Amex will give me some more love as well?

 

Suggestions?

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 1 of 16
15 REPLIES 15
Kenny
Moderator Emeritus

Re: How often to ask for CLI with Chase Freedom?

They give auto-increases, but 99.99% of the time each CLI with Chase is a HP. No, I don't think that a CLI on a GE card like Amazon and and Cap 1 will mean it's a good chance you'll be approved for a CLI with Chase only. I only mean it's a number of factors: income, usage, the rest of your credit profile. Your scores are super high, Congrats!

 

 

Message 2 of 16
audia4
Established Contributor

Re: How often to ask for CLI with Chase Freedom?

Well darn. I forgot that it's a HP. I might have to wait then since I'm trying to garden at least for the 6 months after receiving the 2 new cards. Smiley Sad  Gardening in the winter, when it's snowing is HARD stuff.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 3 of 16
Luscher
Valued Contributor

Re: How often to ask for CLI with Chase Freedom?

whats your current limit, and income?
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 4 of 16
FinStar
Moderator Emeritus

Re: How often to ask for CLI with Chase Freedom?


@audia4 wrote:

Well darn. I forgot that it's a HP. I might have to wait then since I'm trying to garden at least for the 6 months after receiving the 2 new cards. Smiley Sad  Gardening in the winter, when it's snowing is HARD stuff.


+1

 


@audia4 wrote:

Well darn. I forgot that it's a HP. I might have to wait then since I'm trying to garden at least for the 6 months after receiving the 2 new cards. Smiley Sad  Gardening in the winter, when it's snowing is HARD stuff.


While this may be a temporary setback, you'll be in better shape come next year after your gardening period is over.  Otherwise, why incur all those HPs with no guarantee of a CLI.

Message 5 of 16
audia4
Established Contributor

Re: How often to ask for CLI with Chase Freedom?


@FinStar wrote:

@audia4 wrote:

Well darn. I forgot that it's a HP. I might have to wait then since I'm trying to garden at least for the 6 months after receiving the 2 new cards. Smiley Sad  Gardening in the winter, when it's snowing is HARD stuff.


+1

 


@audia4 wrote:

Well darn. I forgot that it's a HP. I might have to wait then since I'm trying to garden at least for the 6 months after receiving the 2 new cards. Smiley Sad  Gardening in the winter, when it's snowing is HARD stuff.


While this may be a temporary setback, you'll be in better shape come next year after your gardening period is over.  Otherwise, why incur all those HPs with no guarantee of a CLI.


Agreed. I don't want to do any HP at this moment. I'll wait until it matures a little and then go on an app spree all at the same time. Smiley Embarassed

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 6 of 16
Anonymous
Not applicable

Re: How often to ask for CLI with Chase Freedom?

Have been a customer of Chase since 2006 and at no time did they ever offer me a CLI button. In fact they informed me they would only accept HP reviews for CLIs. Yeah ...

Message 7 of 16
audia4
Established Contributor

Re: How often to ask for CLI with Chase Freedom?


@Anonymous wrote:

Have been a customer of Chase since 2006 and at no time did they ever offer me a CLI button. In fact they informed me they would only accept HP reviews for CLIs. Yeah ...


Good to know. Thanks for the info.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 8 of 16
audia4
Established Contributor

Re: How often to ask for CLI with Chase Freedom?

Happy to say....I logged into my account yesterday and seen that my CL had doubled now. I did not ask for it, they just gave it. WOO HOO!!!

 

I went from $4500 to $9000 now.

 

Loving this.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 9 of 16
Creditaddict
Legendary Contributor

Re: How often to ask for CLI with Chase Freedom?

Did you start at $10k with Amex and you have not asked for any increase?

you can request a 3x cli or $30k in your case! They will counter if not full amount and it's not a hp!

Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.