Hey everyone. I applied for a Macy's store card back in December '08 and was approved with a limit of $100. (I had no prior history except a 1 month old Citi mtvU card then.) I just hit my third month today and requested a CLI and was upped to a $200 limit.
Anyways, since I've had my card, I have been making a small purchase every month and paying it off in full before the reporting date.
What do you think would work better, 1) purchase something, let the balance report and then pay in full or 2) purchase something, pay it off in full before the reporting date and let it report a $0 balance?