I am having a Bank of America credit card for the past 2+ years and I have never missed any payment. Recently, when I checked my credit reports, I didn't see the bank of america credit card accounts listed.
But, I am seeing the initial credit check they ran when I applied for the credit card under the Enquiries section though.
When I called up Bank of America, they told that they are pushing the information correctly to the credit bureaus. When I checked with the credit bureaus, they told that they didn't recieve any information from Bank of America.
Could somebody suggest me what should I do to get that long standing good credit card account into my credit reports?
Your best option is to file a complaint with the BBB. That is the only way your situation would get to the right person. BOA will need to contact the CRA's Marketing Agency. The regular CSR's won't be able to help you.
In your complaint to the BBB state when you opened the account and your need the account added to your reports for better insurance rates, and etc.
Thanks a lot for your replies.
I called up Bank of America and found that my name differed from what is present with the credit bureaus. I asked them to correct it. They promised me that they would notify the credit bureaus about the correction in the name spelling.
Let me wait and see.