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Frequent Contributor
atarvuzdar
Posts: 375
Registered: ‎01-20-2012
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Re: How should I raise my credit


localuser wrote:

So walmart sent me an email this morning stating my CS was 419 (WHHATT) either way what's the best number to call them:

GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)

 

Wal-Mart: 800-480-0205 (personal accounts)

Wal-Mart: 800-301-5546 (commercial accounts only)

Wal-Mart Underwriting: 877-294-7548; 877-294-8770

WalMart/Sam's Club:  877-294-7541 (escalated help desk)

There are no numbers on the email to call.  Like you guys said they already pulled my credit so it wont hurt to call them.


 

GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)

 

This one. Just tell the representative that you would like to speak to someone about an application you submitted for the Walmart store card. And good luck!

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: BofA Cash Rewards Visa Sig $5000 / Lowe's $6000 / JCP $3900 / eBay MC $3200 / Barclaycard Rewards $2000 / Walmart $3300 / CapOne NHRC $2000 / CapOne Platinum #1 $2000 / Amazon $1700 / Discover It $1000 / CapOne Platinum #2 (former Orchard) $750 / Amex Zync $500 Autopay
Regular Contributor
localuser
Posts: 140
Registered: ‎09-07-2012
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Re: How should I raise my credit

Thanks, I think I will wait until I get the letter in the mail and then give them a call.  I appreciate your help

Cap1Secured $500 | Chase Slate $700 | Amazon Store $3000 | Discover IT $5000 | Lowe's $5000 | AmEx BCE $13500
January 2014 (myFICOs): Equifax 675 ^ TransUnion 661 Experian 723 ^
Goal: Never miss a payment | Last App: 11/21/2013
Regular Contributor
localuser
Posts: 140
Registered: ‎09-07-2012
0

Re: How should I raise my credit

[ Edited ]

I am not sure if this can be discussed and I don'tknow what to search for

I have two medical bills that went into collections one for 50 and one for 87 they are both PIF, they show up on all three credit reports.  I have contacted the collector and I got the "We cannot do that"

Who shall I send the GW too?  I can drop by both places and plead my case but in case that does not work should I contact Experian, Equifax and TU?


In reply to my earlier post:
I just ordered my TransUnion from the site and my score was 670.  Will that be some ammo for when I contact GE Moneybank: (Credit Analyst/Credit Solutions)?

Cap1Secured $500 | Chase Slate $700 | Amazon Store $3000 | Discover IT $5000 | Lowe's $5000 | AmEx BCE $13500
January 2014 (myFICOs): Equifax 675 ^ TransUnion 661 Experian 723 ^
Goal: Never miss a payment | Last App: 11/21/2013
Regular Contributor
localuser
Posts: 140
Registered: ‎09-07-2012
0

Re: How should I raise my credit


Tried to recon with Walmart and got a "Oh we cannot change anything"  Booo hoo....Its okay because I do not shop at walmart that much.  Its just a hit that I will have to take.  I have 3 inquires coming off in the next 6 months so maybe I will try to re apply again.  My next step is talk with the Medical Offices and see what they can help me with.

Cap1Secured $500 | Chase Slate $700 | Amazon Store $3000 | Discover IT $5000 | Lowe's $5000 | AmEx BCE $13500
January 2014 (myFICOs): Equifax 675 ^ TransUnion 661 Experian 723 ^
Goal: Never miss a payment | Last App: 11/21/2013

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