How solid is the USBank Prequalify with a red banner?

[Creditplz]

EX Fico 8 which they've always pulled for me is 751 but it was 743 when I applied

[CYBERSAM]

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@Creditplz wrote:
EX Fico 8 which they've always pulled for me is 751 but it was 743 when I applied

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wow that is strange! did you had a account with them in the past?

[Creditplz]

Yeah a Business Checking, personal checking, and a Platinum Visa CC that was 0/1150. Needless to say as of Friday I have 0 accounts with US Bank... they wouldn't consider a CLI even with high balances in my checking accounts and good history with them for a year. I burned 2 HP on their Pre-Approvals with solid APR in 4 months, once for a Flex-perks? And once for a Cash+