Credit Cards

[babymixer]

I tried last month and was declined but now i've been receiving offers from them like crazy and i just had my 1 yr anniversary with them on the card i'd like to increase.  the increase limit option is still there (not sure if it disappears) in the drop down menu.

anyone have experience with this?  I was declined with a SP.

update: I decided to bite the bullet and submitted a CLI request again to bring my $4.7k up to $6k.  Instant approval effective immediately with no credit bureau pull.

So strange because i requested the same a month ago and was declined!  Happy with results.  It goes to show that you can keep requesting CLI's if its initially declined.  Well, in my case anyway...

[nicholasyud]

what the reason ??

[babymixer]

My overall util was high... it's under 20% now.

The account was new.

Too many inq.  I have 4 on experian. 

[nicholasyud]

maybe call their backdoor number and explain the situation....

[chnceit]

I requested a CLI every month online. I didnt get a CLI from CITI for a year. I applied for the Thank You Preferred a year later this month and approved instantly. Then finally I get a CLI. Go figure! YMMV

[babymixer]

bump