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Regular Contributor
Posts: 105
Registered: ‎11-15-2011
0

How soon after Citi CLI decline can i try again? UPDATE

[ Edited ]

I tried last month and was declined but now i've been receiving offers from them like crazy and i just had my 1 yr anniversary with them on the card i'd like to increase.  the increase limit option is still there (not sure if it disappears) in the drop down menu.

 

anyone have experience with this?  I was declined with a SP.

 

update: I decided to bite the bullet and submitted a CLI request again to bring my $4.7k up to $6k.  Instant approval effective immediately with no credit bureau pull.

So strange because i requested the same a month ago and was declined!  Happy with results.  It goes to show that you can keep requesting CLI's if its initially declined.  Well, in my case anyway...

cc's copy
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: How soon after Citi CLI decline can i try again?

what the reason ??


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Regular Contributor
Posts: 105
Registered: ‎11-15-2011
0

Re: How soon after Citi CLI decline can i try again?

My overall util was high... it's under 20% now.

The account was new.

Too many inq.  I have 4 on experian. 

cc's copy
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: How soon after Citi CLI decline can i try again?

maybe call their backdoor number and explain the situation....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: How soon after Citi CLI decline can i try again?

I requested a CLI every month online. I didnt get a CLI from CITI for a year. I applied for the Thank You Preferred a year later this month and approved instantly. Then finally I get a CLI. Go figure! YMMV


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Posts: 105
Registered: ‎11-15-2011
0

Re: How soon after Citi CLI decline can i try again?

bump

cc's copy
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